2308 Points Reach, Berlin, MD 21811 Property Records

Worcester County property record for 2308 Points Reach, Berlin, MD 21811

Property Summary

Property Type	Condominium
Details	3 ba · 1,896 sqft · built 2005
Lot Size	0.02 acres (909 sqft)
Owner	2 Company Names on Record
Last Sale	$364,850 (Aug 2018)
Tax Bill	$3,738 (2026)
Deeds & Mortgages	Jun 2021 Transfer Dec 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-165817`

Property Details

APN / Parcel Number

Primary APN	`03-165817`
Alternative APN	`165817`

Interior

Full Baths	3 Baths
Building Area	1,896 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Siding
Lot Area	909 sqft (0.02 acres)

Location & Zoning

Account Number	165817
Street Address	2308 POINTS REACH
City	BERLIN
State	MD
Zip	21811-4218
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	U 2308 PH 3 E OF OCEAN PARKWAY POINTS REACH CM
Legal Subdivision	POINTS REACH CONDOMINIUM
Legal Phase	3
Legal Lot Number	2308
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3011
Census Tract	951101

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2308 POINTS REACH, 2308, BERLIN, MD 21811-4218
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Intrafamily Transfer, Transfer
Dec 19, 2018	Quit Claim Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC
Aug 29, 2018	Deed, Transfer · ARM PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Prior Sale	Feb 4, 2016 · Amount on Record
Deed Book / Page	7274 / 476
Last Transfer Date	Jun 25, 2021
Transfer Doc	0081040346
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Jun 28, 2021
Property Address	2308 POINTS REACH, OCEAN PINES, MD 21811-4218
Document Number	0081040346
Book / Page	8104 / 346
Map Reference	MB 202 FO 20
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2308 POINTS REACH, OCEAN PINES, MD 21811-4218

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 19, 2018
Property Address	2308 POINTS REACH, OCEAN PINES, MD 21811-4218
Document Number	0073400284
Book / Page	007340 / 000284
Instrument Date	Dec 6, 2018
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2308 POINTS REACH #2308 OCEAN PINES MD 218114218, 2308, OCEAN PINES, MD 21811-4218

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 29, 2018
Property Address	2308 POINTS REACH, OCEAN PINES, MD 21811-4218
Document Number	0072740476
Book / Page	7274 / 476
Map Reference	MB202 FO20
Instrument Date	Aug 27, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CAPITOL TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,648.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1532 US HIGHWAY 41 BYP S # 142, 142, VENICE, FL 34293-1032

Mortgage

Document Number	0007274482
Date	Aug 29, 2018
Instrument	7274/482

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	9%

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,738.00 (+8.82%)	$405,033 (+8.83%)	$437,900 (-) Land $218,900 Building $219,000
2025	$3,435.00 (+5.79%)	$372,167 (+9.69%)	$437,900 (+29.06%) Land $218,900 Building $219,000
2023	$3,247.00	$339,300 Land $169,600 Building $169,700	$339,300 Land $169,600 Building $169,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	281 units insured incl. 75 condo units
Nearby Flood Claims	4 (2011–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Points Reach

Nearby Streets

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