2308 Gardner Rd, Hamilton, OH 45013 Property Records

Butler County property record for 2308 Gardner Rd, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,516 sqft · built 1974
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jan 2020)
Tax Bill	$3,262 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B1020-125-000-011`

Property Details

APN / Parcel Number

Primary APN	`B1020-125-000-011`
Alternative APNs	`0001600` `454345` `458098`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,516 sqft Living Area
Gross Area	2,544 sqft
1st Floor Area	1,568 sqft
Basement Area	784 sqft
Finished Basement	784 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	185 ft deep x 124 ft wide
Terrain	Rolling
View / Lot	Neighborhood / Spot
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	28 sqft
Patio Area	1,596 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2308 GARDNER RD
City	HAMILTON
State	OH
Zip	45013-9386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	112 ENT GREEN VIEW NORTH
Legal Subdivision	GREEN VIEW
Legal Lot Number	112
Jurisdiction	BUTLER OH
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3032
Census Tract	15000

Owner

2308 Gardner Rd is owned and occupied by two individuals who bought it in January 2020.

Source: Butler County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2308 GARDNER RD, HAMILTON, OH 45013-9386
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK.
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Sep 22, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 24, 2020	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Sep 25, 2019	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2020 · Amount on File
Deed Sale	Jan 24, 2020 · Amount on File
Prior Sale	Apr 9, 2015 · Amount on File
Deed Document Number	20203645
Deed Book / Page	9394 / 1166
Prior Transfer Date	Mar 25, 2009
Prior Transfer Doc	0000015918
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Recording Date	Apr 8, 2026
Property Address	2308 GARDNER RD, HAMILTON, OH 45013-9386
Document Number	0000011973
Book / Page	10340 / 1935
Instrument Date	Mar 27, 2026
Instrument	202611973
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	2308 GARDNER RD, HAMILTON, OH 45013-9386

Mortgage

Document Number	0000011973,
Date	Apr 8, 2026
Book Page	10340/1935
Instrument	202611973

Lender

Name	FIRST FINANCIAL BANK.

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 10, 2051

Interest

Rate	5.98%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2308 GARDNER RD, HAMILTON, OH 45013-9386
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035783
Date	Nov 9, 2023
Book Page	10031/728
Instrument	2023-00035783

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2308 GARDNER RD, HAMILTON, OH 45013-9386
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054241
Date	Sep 22, 2021
Book Page	9727/40
Instrument	2021-00054241

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jan 24, 2020
Property Address	2308 GARDNER RD, HAMILTON, OH 45013-9386
Document Number	0000003645
Book / Page	9394 / 1166
Map Reference	MB 31 PG 7
Instrument Date	Jan 17, 2020
Instrument	2020-00003645
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	REDHAWK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10496 KATY FEAWAY #250 # 250, 250, HOUSTON, TX 77043

Mortgage

Document Number	0093941168
Date	Jan 24, 2020
Instrument	9394/1168

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2308 GARDNER RD, HAMILTON, OH 45013-9386
Document Number	0000042090
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2308 GARDNER RD HAMILTON OH 450139386, HAMILTON, OH 45013-9386

Mortgage

Document Number	0000042090
Date	Oct 31, 2019
Book Page	009359/001195
Instrument	42090

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2308 Gardner Rd was $3,262, up 0.9% from the year before.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Hanover Township
Unified School District	Talawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,262.00 (+0.9%)	$90,620 Land $14,720 Building $75,900	$258,930 Land $42,070 Building $216,860
2024	$3,233.00 (+0.94%)
2023	$3,203.00 (+20.91%)	$90,620 (+35.62%) Land $14,720 Building $75,900	$258,930 Land $42,070 Building $216,860
2022	$2,649.00	$66,820 Land $14,720 Building $52,100
2020			$190,940 Land $42,070 Building $148,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2308 Gardner Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2308 Gardner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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