2308 Clover Ln, Geneva, IL 60134 Property Records

Kane County property record for 2308 Clover Ln, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,398 sqft · built 1985
Lot Size	0.244 acres (10,625 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Oct 2021)
Tax Bill	$10,468 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-04-174-002`

Property Details

APN / Parcel Number

Primary APN	`12-04-174-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,398 sqft Living Area
Gross Area	3,462 sqft
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	10,625 sqft (0.244 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2308 CLOVER LN
City	GENEVA
State	IL
Zip	60134-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACKBERRY SUB. PHASE I LOT 53
Legal Subdivision	BLACKBERRY
Legal Phase	I
Legal Block	1
Legal Lot Number	53
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1005
Census Tract	852607

Owner

2308 Clover Ln is owned and occupied by two individuals who bought it in October 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2308 CLOVER LN, GENEVA, IL 60134-1016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Deed Document Number	202176710
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2308 CLOVER LN, GENEVA, IL 60134-1016
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 CLOVER LN, GENEVA, IL 60134-1016

Mortgage

Document Number	0000012036
Date	Apr 18, 2023
Instrument	2023K012036

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Mar 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 12, 2021
Property Address	2308 CLOVER LN, GENEVA, IL 60134-1016
Document Number	0000076710
Instrument Date	Sep 3, 2021
Instrument	2021K076710
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 APRICOT CT, 54, LAKE JACKSON, TX 77566-4307

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2308 CLOVER LN, GENEVA, IL 60134-1016
Investor	Possibly a Property Investor

Mortgage

Document Number	0000076711
Date	Oct 12, 2021
Instrument	2021K076711

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2308 Clover Ln was $10,468 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,468.00 Homeowner's exemption	$152,936 (+8.5%) Land $37,063 Building $115,873	$458,992 (+8.5%) Land $111,233 Building $347,758
2024		$140,954 Land $34,159 Building $106,795	$423,031 Land $102,518 Building $320,513
2022	$9,440.00 (+3.03%) Homeowner's exemption	$119,067 (+3.86%) Land $28,855 Building $90,212	$357,201 (+3.86%) Land $86,565 Building $270,636
2021	$9,162.00 Homeowner's exemption	$114,642 Land $27,783 Building $86,859	$343,926 Land $83,349 Building $260,577

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2308 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2308 Clover Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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