2256 Clover Ln, Geneva, IL 60134 Property Records

Kane County property record for 2256 Clover Ln, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,067 sqft · built 1983
Lot Size	0.244 acres (10,625 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2003)
Tax Bill	$8,348 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`12-04-174-004`

Property Details

APN / Parcel Number

Primary APN	`12-04-174-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,067 sqft Living Area
Gross Area	1,769 sqft
1st Floor Area	1,067 sqft
Basement Area	702 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Lot Area	10,625 sqft (0.244 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	2256 CLOVER LN
City	GENEVA
State	IL
Zip	60134-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 IN UNIT NO 1 BLACKBERRY SUB
Legal Subdivision	BLACKBERRY SUB
Legal Block	1
Legal Lot Number	51
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1005
Census Tract	852607

Owner

2256 Clover Ln is owned and occupied by two individuals who bought it in August 2003.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2256 CLOVER LN, GENEVA, IL 60134-1014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Jun 14, 2017	Loan Modification, Mortgage · Conventional Mortgage AMERICAN BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2003 · Amount on File
Deed Sale	Aug 19, 2003 · Amount on File
Prior Sale	Feb 5, 2002 · Amount on File
Deed Document Number	2003147320
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2256 CLOVER LN, GENEVA, IL 60134-1014
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032368
Date	Apr 26, 2021
Instrument	2021K032368

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	2256 CLOVER LN, GENEVA, IL 60134-1014
Document Number	0000034957
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2256 CLOVER LN GENEVA IL 601341014, GENEVA, IL 60134-1014

Mortgage

Document Number	0000034957
Date	Jul 7, 2017
Instrument	34957

Lender

Name	AMERICAN BK&TR
Type	Bank
Address	ROCK ISLAND, IL 61201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 6, 2022

Interest

Rate Type	Fixed Rate
Rate	6.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2256 Clover Ln was $8,348 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,348.00 Homeowner's exemption	$123,583 (+8.5%) Land $37,063 Building $86,520	$370,897 (+8.5%) Land $111,233 Building $259,664
2024		$113,901 Land $34,159 Building $79,742	$341,840 Land $102,518 Building $239,322
2022	$7,532.00 (+3.08%) Homeowner's exemption	$96,215 (+3.86%) Land $28,855 Building $67,360	$288,645 (+3.86%) Land $86,565 Building $202,080
2021	$7,307.00 Homeowner's exemption	$92,640 Land $27,783 Building $64,857	$277,920 Land $83,349 Building $194,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2256 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2256 Clover Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Clover Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures