2261 Clover Ln, Geneva, IL 60134 Property Records

Kane County property record for 2261 Clover Ln, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,866 sqft · built 1983
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$265,500 (Aug 2011)
Tax Bill	$9,338 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-04-172-003`

Property Details

APN / Parcel Number

Primary APN	`12-04-172-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,866 sqft Living Area
Gross Area	2,646 sqft
Basement Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	10,454 sqft (0.24 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2261 CLOVER LN
City	GENEVA
State	IL
Zip	60134-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 1 OF BLACKBERRY SUB - LOT 57
Legal Subdivision	BLACKBERRY SUB
Legal Phase	1
Legal Block	1
Legal Lot Number	57
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1006
Census Tract	852607

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2261 CLOVER LN, GENEVA, IL 60134-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit THE STATE BANK OF GENEVA
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit THE STATE BANK OF GENEVA
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit THE STATE BANK OF GENEVA
Mar 23, 2020	Deed of Trust, Mortgage DISCOVER BANK
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2011 · Amount on Record
Deed Sale	Aug 11, 2011 · Amount on Record
Deed Document Number	201147230
Prior Transfer Date	Nov 26, 1994
Prior Transfer Doc	0000018743
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2261 CLOVER LN, GENEVA, IL 60134-1013
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043706
Date	Nov 5, 2025
Instrument	2025K043706

Lender

Name	THE STATE BANK OF GENEVA
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate	19.5%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2261 CLOVER LN, GENEVA, IL 60134-1013
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 S 4TH ST, GENEVA, IL 60134-2389

Mortgage

Document Number	0000032042
Date	Sep 14, 2023
Instrument	2023K032042

Lender

Name	THE STATE BANK OF GENEVA
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2261 CLOVER LN, GENEVA, IL 60134-1013
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023593
Date	Mar 25, 2021
Instrument	2021K023593

Lender

Name	THE STATE BANK OF GENEVA
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2261 CLOVER LN, GENEVA, IL 60134-1013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014629
Date	Mar 23, 2020
Instrument	2020K014629

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2261 CLOVER LN, GENEVA, IL 60134-1013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004376
Date	Jan 19, 2021
Instrument	2021K004376

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,338.00 (+10.86%) Homeowner's exemption	$137,291 (+8.5%) Land $37,063 Building $100,228	$412,038 (+8.5%) Land $111,233 Building $300,804
2024		$126,535 (+18.38%) Land $34,159 Building $92,376	$379,757 (+18.43%) Land $102,518 Building $277,239
2022	$8,423.00 (+3.06%) Homeowner's exemption	$106,887 (+3.86%) Land $28,855 Building $78,032	$320,661 (+3.86%) Land $86,565 Building $234,096
2021	$8,173.00 Homeowner's exemption	$102,915 Land $27,783 Building $75,132	$308,745 Land $83,349 Building $225,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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