2307 5th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 2307 5th Ave, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.277 acres (12,075 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Oct 2019)
Tax Bill$4,320 (2025)
Deeds & MortgagesOct 2019 Mortgage
Dec 2021 Refinance
Flood ZoneZone X (minimal risk)
APN1116279013

Property Details

APN / Parcel Number

Primary APN1116279013
Alternative APN
  • 101866

Exterior

Lot Area12,075 sqft (0.277 acres)
Lot Dimensions161 ft deep x 75 ft wide

Location & Zoning

Account Number101866
Street Address2307 5TH AVE
CitySTERLING
StateIL
Zip61081-1368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOLKERS PARK SUB LT 16 & S 25 LT 17 & PT VAC ALLEY 615700X
Legal SubdivisionFOLKERS PARK SUBDIVISION
Legal Lot Number17
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1019
Census Tract1101

Owner

2307 5th Ave is owned and occupied by an individual who bought it in October 2019.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address2307 5TH AVE, STERLING, IL 61081-1368
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2019Deed of Trust, Mortgage · Stand-Alone First Mortgage
US BANK NA
Dec 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SAUK VALLEY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2019 · Amount on File
Deed SaleOct 17, 2019 · Amount on File
Deed Document Number20195695
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address2307 5TH AVE, STERLING, IL 61081-1368
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005696
DateOct 17, 2019
Instrument2019-05696
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address2307 5TH AVE, STERLING, IL 61081-1368
Transaction TypeMortgage
Record UpdatedJan 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008874
DateDec 14, 2021
Instrument2021-08874
Lender
NameSAUK VALLEY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2307 5th Ave was $4,320.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,320.00$48,536 Land $3,508 Building $45,028
2024$145,608 Land $10,524 Building $135,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2307 5th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2307 5th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Rise Broadband.

Nearby Properties on 5th Ave

Nearby Streets

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