2217 5th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 2217 5th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,668 sqft · built 1970
Lot Size	0.222 acres (9,660 sqft)
Owner	2 Individual Names on File
Last Sale	$144,000 (Feb 2024)
Tax Bill	$3,260 (2025)
Deeds & Mortgages	Feb 2024 Sale Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1116279017`

Property Details

APN / Parcel Number

Primary APN	`1116279017`
Alternative APNs	`117691` `95390`

Interior

Bedrooms	3 Beds
Building Area	1,668 sqft Building Perimeter

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	9,660 sqft (0.222 acres)
Lot Dimensions	161 ft deep x 60 ft wide
Garage Area	748 sqft

Location & Zoning

Account Number	117691
Street Address	2217 5TH AVE
City	STERLING
State	IL
Zip	61081-1370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOLKERS PARK SUB LOT 12 & PT VAC ALLEY ORD 95-3-11 615300X
Legal Subdivision	FOLKERS PARK SUBDIVISION
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1019
Census Tract	1101

Owner

2217 5th Ave is owned by two individuals who bought it in February 2024.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13302 SILVERCREEK DR, RIVERVIEW, FL 33579-7144
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Warranty Deed, Transfer
Dec 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage SAUK VALLEY BANK & TRUST CO
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAUK VLY BK&TR
Sep 4, 2018	Warranty Deed, Transfer · Conventional Mortgage STERLING BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2024 · Amount on File
Deed Sale	Feb 23, 2024 · Amount on File
Prior Sale	Sep 4, 2018 · Amount on File
Deed Document Number	2024781
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Feb 23, 2024
Property Address	2217 5TH AVE, STERLING, IL 61081-1370
Document Number	0000000781
Instrument Date	Feb 14, 2024
Instrument	2024-00781
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13302 SILVERCREEK DR, RIVERVIEW, FL 33579-7144

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2217 5TH AVE, STERLING, IL 61081-1370
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005903
Date	Dec 1, 2023
Instrument	2023-05903

Lender

Name	SAUK VALLEY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2217 5TH AVE, STERLING, IL 61081-1370
Document Number	0000005402
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 5TH AVE STERLING IL 610811370, STERLING, IL 61081-1370

Mortgage

Document Number	0000005402
Date	Oct 3, 2019
Instrument	5402

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 2, 2034

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 4, 2018
Property Address	2217 5TH AVE, STERLING, IL 61081-1370
Document Number	0000004855
Instrument Date	Aug 31, 2018
Instrument	4855
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 15TH AVE STERLING IL 610812656, STERLING, IL 61081-2656

Mortgage

Document Number	4856
Date	Sep 4, 2018
Instrument	4856

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 3, 2043

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 2217 5th Ave was $3,260.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,260.00	$38,105 Land $2,724 Building $35,381
2024			$114,315 Land $8,172 Building $106,143
2022	$2,801.00 Additional exemption filed	$32,215 Land $2,303 Building $29,912	$96,645 Land $6,909 Building $89,736

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2217 5th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2217 5th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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