2219 5th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 2219 5th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.222 acres (9,660 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Jun 2019)
Tax Bill	$4,088 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1116279016`

Property Details

APN / Parcel Number

Primary APN	`1116279016`
Alternative APN	`99469`

Exterior

Lot Area	9,660 sqft (0.222 acres)
Lot Dimensions	161 ft deep x 60 ft wide

Location & Zoning

Account Number	99469
Street Address	2219 5TH AVE
City	STERLING
State	IL
Zip	61081-1370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOLKERS PARK SUB LOT 13 & PT VAC ALLEY 615400X
Legal Subdivision	FOLKERS PARK SUBDIVISION
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1019
Census Tract	1101

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2219 5TH AVE, STERLING, IL 61081-1370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 29, 2021	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jun 17, 2019	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG
Jun 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Sep 26, 2005 · Amount on Record
Deed Document Number	20193151
Prior Transfer Date	Jun 12, 2018
Prior Transfer Doc	0000003151
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2219 5TH AVE, STERLING, IL 61081-1370
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006496
Date	Dec 17, 2025
Instrument	2025-06496

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2219 5TH AVE, STERLING, IL 61081-1370
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202107665
Date	Oct 29, 2021
Instrument	2021-07665

Lender

Name	MR COOPER

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 17, 2019
Property Address	2219 5TH AVE, STERLING, IL 61081-1370
Document Number	0000003151
Instrument Date	Jun 14, 2019
Instrument	3151
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2219 5TH AVE STERLING IL 610811370, STERLING, IL 61081-1370

Mortgage

Document Number	3152
Date	Jun 17, 2019
Instrument	3152

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

Interest

Rate	4.75%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 15, 2018
Property Address	2219 5TH AVE, STERLING, IL 61081-1370
Document Number	0000003151
Instrument Date	Jun 12, 2018
Instrument	3151
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2219 5TH AVE STERLING IL 610811370, STERLING, IL 61081-1370

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,088.00	$46,255 Land $2,724 Building $43,531
2024			$138,765 Land $8,172 Building $130,593

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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