2307 28th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 2307 28th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,142 sqft · built 2006
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jan 2023)
Tax Bill	$3,178 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7741-0235-9`

Property Details

APN / Parcel Number

Primary APN	`7741-0235-9`
Alternative APNs	`341807774102359` `0774102359`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,142 sqft Living Area
Gross Area	1,586 sqft
1st Floor Area	486 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0774102359
Street Address	2307 28TH AVE E
City	PALMETTO
State	FL
Zip	34221-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 112 OAK VIEW PHASE I PI#7741.0235/9
Legal Range	18E
Legal Township	34S
Legal Section	07
Legal Subdivision	OAK VIEW PHASE I
Legal Tract	00774100
Legal Lot Number	112
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4016
Census Tract	1904

Owner

2307 28th Ave E is owned and occupied by an individual who bought it in January 2023.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2307 28TH AVE E, PALMETTO, FL 34221-1243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Sep 22, 2022	Warranty Deed, Transfer · Commercial Mortgage ANCHOR NATIONWIDE LOANS LLC
May 14, 2018	Loan Modification, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2023 · Amount on File
Deed Sale	Jan 4, 2023 · Amount on File
Prior Sale	Sep 22, 2022 · Amount on File
Deed Document Number	20231070
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 4, 2023
Property Address	2307 28TH AVE E, PALMETTO, FL 34221-1243
Document Number	0041001070
Map Reference	MB 46 PG 103
Instrument Date	Dec 29, 2022
Instrument	202341001070
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	PROPERTIES TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6404 MANATEE AVE W # WB, WB, BRADENTON, FL 34209-2379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2307 28TH AVE E, PALMETTO, FL 34221-1243

Mortgage

Document Number	0041001072
Date	Jan 4, 2023
Instrument	202341001072

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 22, 2022
Property Address	2307 28TH AVE E, PALMETTO, FL 34221-1243
Document Number	0041118872
Map Reference	MB 46 PG 103-112
Instrument Date	Sep 20, 2022
Instrument	202241118872
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.70
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2307 28TH AVE E, 2307, PALMETTO, FL 34221-1243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6404 MANATEE AVE W STE B, B, BRADENTON, FL 34209-2358

Mortgage

Document Number	0041118873
Date	Sep 22, 2022
Instrument	202241118873

Lender

Name	ANCHOR NATIONWIDE LOANS LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 27, 2023

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	2307 28TH AVE E, PALMETTO, FL 34221-1243
Document Number	0027312418
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2307 28TH AVE E PALMETTO FL 342211243, PALMETTO, FL 34221-1243

Mortgage

Document Number	0027312418
Date	Jun 4, 2018
Book Page	002731/002418
Instrument	41056267

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jun 3, 2058

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,083 (-) Land $18,275 Building $236,808	$255,083 (-) Land $18,275 Building $236,808
2025		$255,083 Land $18,275 Building $236,808	$255,083 Land $18,275 Building $236,808
2024	$3,178.00 (-7.21%)
2023	$3,425.00 (+467.05%)	$233,203 (+310.98%) Land $18,275 Building $214,928	$233,203 (+42.26%) Land $18,275 Building $214,928
2022	$604.00 Homeowner's exemption	$56,743	$163,933 Land $16,250 Building $147,683

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2307 28th Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2307 28th Ave E is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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