2227 28th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 2227 28th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,142 sqft · built 2006
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$204,900 (Oct 2021)
Tax Bill	$2,223 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`7741-0220-9`

Property Details

APN / Parcel Number

Primary APN	`7741-0220-9`
Alternative APNs	`341807774102209` `0774102209`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,142 sqft Living Area
Gross Area	1,586 sqft
1st Floor Area	486 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Lot Width	20 ft Width
View / Lot	Standard
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0774102209
Street Address	2227 28TH AVE E
City	PALMETTO
State	FL
Zip	34221-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 109 OAK VIEW PHASE I PI#7741.0220/9
Legal Range	18E
Legal Township	34S
Legal Section	07
Legal Subdivision	OAK VIEW PHASE I
Legal Tract	00774100
Legal Lot Number	109
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4016
Census Tract	1904

Owner

2227 28th Ave E is owned and occupied by an individual who bought it in October 2021.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2227 28TH AVE E, PALMETTO, FL 34221-1245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 2, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Aug 2, 2021 · Amount on File
Deed Document Number	2021144067
Record Updated	Oct 29, 2026

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 28, 2021
Property Address	2227 28TH AVE E, PALMETTO, FL 34221-1245
Document Number	0041144067
Map Reference	MB 46 PG 103
Instrument Date	Oct 26, 2021
Instrument	202141144067
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,434.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4913 OLD BRADENTON RD APT 207, 207, SARASOTA, FL 34234-3937

Mortgage

Document Number	0041144068
Date	Oct 28, 2021
Instrument	202141144068

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 2, 2021
Property Address	2227 28TH AVE E, PALMETTO, FL 34221-1245
Document Number	0041101405
Map Reference	MB 46 PG 103
Instrument Date	Jul 22, 2021
Instrument	202141101405
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Transaction

Amount	Amount on Record
Tax	$1,418.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2227 28TH AVE E, 2227, PALMETTO, FL 34221-1245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,667 (+2.7%)	$222,027 (-0.97%) Land $18,275 Building $203,752
2025		$191,497	$224,195 Land $18,275 Building $205,920
2024	$2,223.00 (+1.97%)
2023	$2,180.00 (+3.22%) Homeowner's exemption	$180,680 (+3%)	$203,242 (+15.86%) Land $18,275 Building $184,967
2022	$2,112.00 Homeowner's exemption	$175,417 Land $16,250 Building $159,167	$175,417 Land $16,250 Building $159,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2227 28th Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2227 28th Ave E is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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