2304 28th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 2304 28th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,142 sqft · built 2006
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Dec 2020)
Tax Bill	$1,896 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7741.0460-9`

Property Details

APN / Parcel Number

Primary APN	`7741.0460-9`
Alternative APNs	`341807774104609` `0774104609`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,142 sqft Living Area
Gross Area	1,410 sqft
1st Floor Area	1,142 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,500 sqft (0.08 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	341807774104609
Old Parcel Number	0774104609
Street Address	2304 28TH AVE E
City	PALMETTO
State	FL
Zip	34221-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 179 OAK VIEW PHASE I PI#7741.0460/9
Legal Range	18E
Legal Township	34S
Legal Section	07
Legal Subdivision	OAK VIEW PHASE I
Legal Phase	1
Legal Tract	774100
Legal Block	3023
Legal Lot Number	179
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4017
Census Tract	1904

Owner

Source: Manatee County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2304 28TH AVE E, PALMETTO, FL 34221-1242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Dec 7, 2020	Warranty Deed, Transfer · FHA Mortgage OPEN MTG
Aug 13, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Document Number	202041134787
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2304 28TH AVE E, PALMETTO, FL 34221-1242
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 28TH AVE E, PALMETTO, FL 34221-1242

Mortgage

Document Number	0041114426
Date	Oct 26, 2023
Instrument	202341114426

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 7, 2020
Property Address	2304 28TH AVE E, PALMETTO, FL 34221-1242
Document Number	0041134787
Instrument Date	Dec 7, 2020
Instrument	41134787
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,456.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 28TH AVE E PALMETTO FL 342211242, PALMETTO, FL 34221-1242

Mortgage

Document Number	41134788
Date	Dec 7, 2020
Instrument	41134788

Lender

Name	OPEN MTG
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 13, 2018
Property Address	2304 28TH AVE E, PALMETTO, FL 34221-1242
Document Number	0027426289
Book / Page	2742 / 6289
Map Reference	MB46 PG103-112
Instrument Date	Aug 13, 2018
Instrument	201841082757
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,218.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2304 28TH AVE E, 2304, PALMETTO, FL 34221-1242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 28TH AVE E, PALMETTO, FL 34221-1242

Mortgage

Document Number	201841082758
Date	Aug 13, 2018
Instrument	201841082758

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$166,383 (+5.99%)	$215,571 (+7.85%) Land $42,500 Building $173,071
2024	$1,896.00 (+2.21%)
2023	$1,855.00 (+3.46%) Homeowner's exemption	$156,984 (+3%)	$199,877 (+15.49%) Land $42,500 Building $157,377
2022	$1,793.00 Homeowner's exemption	$152,412	$173,067 Land $37,500 Building $135,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier.

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