2306 Phillips Rd, Christmas, FL 32709 Property Records

Orange County property record for 2306 Phillips Rd, Christmas, FL 32709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,472 sqft · built 2004
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on File
Tax Bill	$2,977 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-22-33-0000-00-048`

Property Details

APN / Parcel Number

Primary APN	`18-22-33-0000-00-048`
Alternative APNs	`332218000000048` `683026` `690769` `696710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,472 sqft Living Area
Gross Area	3,505 sqft
1st Floor Area	2,472 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	592 sqft
Shed	1 Shed
Storage Building	775 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2306 PHILLIPS RD
City	CHRISTMAS
State	FL
Zip	32709-9305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COMM FROM A PT 938.88 FT S00-05-00W OF E1/4 COR OF SEC 18-22 -33 TH RUN N65-06-00W 33.05 FT S00-05-00W 228.98 FT FOR POB TH RUN N69-53-17W 254.97 FT S06-16-00W 177.24 FT TO N R/W LI
Legal Range	33E
Legal Township	22S
Legal Section	18
Legal Subdivision	ACREAGE & UNREC
Legal Phase	ILLIPS
Legal Tract	0000
Legal Lot Number	48
Jurisdiction	ORANGE FL
Township / Civil Division	EAST ORANGE
Census Block Group	2
Census Block	2023
Census Tract	16604

Owner

2306 Phillips Rd is owned and occupied by an individual who acquired it in September 2015.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	2306 PHILLIPS RD, CHRISTMAS, FL 32709-9305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 25, 2015
Transfer Doc	0000625038
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Apr 29, 2026
Property Address	2306 PHILLIPS RD, CHRISTMAS, FL 32709-9305
Document Number	0000244093
Instrument Date	Mar 26, 2026
Instrument	2026244093
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 PHILLIPS RD, CHRISTMAS, FL 32709-9305

Mortgage

Document Number	0000244093,
Date	Apr 29, 2026
Instrument	2026244093

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2056

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2306 Phillips Rd was $2,977, up 6.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,068 (+2.7%)	$468,295 (-1.23%) Land $100,000 Building $368,295
2025	$2,977.00 (+6.47%) Homeowner's exemption	$200,650	$474,105 Land $100,000 Building $374,105
2024	$2,796.00 (+7.37%)
2023	$2,604.00 (+4.29%) Homeowner's exemption	$189,316 (+3%)	$381,537 (+32.62%) Land $60,000 Building $321,537
2022	$2,497.00 Homeowner's exemption	$183,802	$287,689 Land $15,340 Building $272,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2306 Phillips Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2306 Phillips Rd is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/WESTERN REGIONAL WTR SYS (5 WPS) serves 206,742 people · EPA ID FL3481546
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20