2121 Tracy Ln, Algonquin, IL 60102 Property Records

Kane County property record for 2121 Tracy Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,386 sqft · built 2000
Lot Size	0.257 acres (11,197 sqft)
Owner	2 Individual Names on File
Last Sale	$344,500 (Sep 2000)
Tax Bill	$12,167 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-08-106-002`

Property Details

APN / Parcel Number

Primary APN	`03-08-106-002`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,386 sqft Living Area
Gross Area	5,969 sqft
1st Floor Area	2,433 sqft
Basement Area	2,013 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	11,197 sqft (0.257 acres)
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2121 TRACY LN
City	ALGONQUIN
State	IL
Zip	60102-6644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 189 WILLOUGHBY FARMS SOUTH UNIT #4 SUBDIVISION: WILLOUGHBY FARMS RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	189
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4006
Census Tract	850105

Owner

Source: Kane County assessment roll, APN 03-08-106-002, as of December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2121 TRACY LN, ALGONQUIN, IL 60102-6644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2000 · Amount on Record
Deed Sale	Sep 22, 2000 · Amount on Record
Deed Document Number	200075842
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2121 TRACY LN, ALGONQUIN, IL 60102-6644
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 TRACY LN, ALGONQUIN, IL 60102-6644

Mortgage

Document Number	0000010710
Date	Apr 03, 2024
Instrument	2024K010710

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.54%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll as of December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,167.00 (+8.35%) Homeowner's exemption Senior Citizen's exemption
2024		$168,215 (+18.2%) Land $25,730 Building $142,485	$504,847 (+18.25%) Land $77,221 Building $427,626
2022	$11,229.00 (+3.07%) Homeowner's exemption	$142,314 (+5.91%) Land $23,151 Building $119,163	$426,942 (+5.91%) Land $69,453 Building $357,489
2021	$10,895.00 Homeowner's exemption	$134,372 Land $21,859 Building $112,513	$403,116 Land $65,577 Building $337,539

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 31 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1110050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ALGONQUIN serves 30,700 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.