2305 Summit Dr, McKinney, TX 75071 Property Records

Collin County property record for 2305 Summit Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,592 sqft · built 1993
Owner	Individual Name on File
Tax Bill	$8,111 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`R-2021-010-0250-1`

Property Details

APN / Parcel Number

Primary APN	`R-2021-010-0250-1`
Alternative APN	`1862185`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
Gross Area	3,033 sqft
2nd Floor Area	724 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1862185
Street Address	2305 SUMMIT DR
City	MCKINNEY
State	TX
Zip	75071-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH POINTE ADDITION (CMC), BLK 10, LOT 25
Legal Subdivision	HIGH POINTE ADDITION (CMC)
Legal Block	10
Legal Lot Number	25
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	2
Census Block	2003
Census Tract	30605

Owner

2305 Summit Dr is owned and occupied by an individual who acquired it in January 2022.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2305 SUMMIT DR, MCKINNEY, TX 75071-2613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 5, 2021	Warranty Deed, Transfer TITLE FORWARD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022
Deed Sale	Jan 4, 2022
Prior Sale	Oct 5, 2021
Deed Document Number	20220104000017870
Record Updated	Jun 8, 2026

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jan 4, 2022
Property Address	2305 SUMMIT DR, MCKINNEY, TX 75071-2613
Document Number	0000017870
Map Reference	VOL F PG 494
Instrument Date	Dec 17, 2021
Instrument	20220104000017870
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	TITLE FORWARD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2611 INTERNET BLVD STE 201, 2611, FRISCO, TX 75034-9093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 SUMMIT DR, MCKINNEY, TX 75071-2613

Mortgage

Document Number	0000017880
Date	Jan 4, 2022
Instrument	20220104000017880

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Oct 5, 2021
Property Address	2305 SUMMIT DR, MCKINNEY, TX 75071-2613
Document Number	0002041100
Map Reference	VOL F PG 494
Instrument Date	Oct 4, 2021
Instrument	20211005002041100
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	TITLE FORWARD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9512 SAW DUST DR, 9512, MCKINNEY, TX 75072-4972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2611 INTERNET BLVD STE 201, 201, FRISCO, TX 75034-9093
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$403,006 Land $100,000 Building $303,006	$403,006 Land $100,000 Building $303,006
2024	$8,111.00
2023		$470,462 Land $95,000 Building $375,462	$470,462 Land $95,000 Building $375,462
2022	$6,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2305 Summit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2305 Summit Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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