2302 Summit Dr, McKinney, TX 75071 Property Records

Collin County property record for 2302 Summit Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,000 (Dec 2018)
Tax Bill	$5,450 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-2021-009-0010-1`

Property Details

APN / Parcel Number

Primary APN	`R-2021-009-0010-1`
Alternative APNs	`000001861998` `1861998`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	2,009 sqft
1st Floor Area	1,528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2302 SUMMIT DR
City	MCKINNEY
State	TX
Zip	75071-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH POINTE ADDITION, BLK 9, LOT 1
Legal Subdivision	HIGH POINTE ADDITION (CMC)
Legal Block	9
Legal Lot Number	1
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	2
Census Block	2011
Census Tract	30605

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 5064, FRISCO, TX 75035-0202
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage CROSSCOUNTRY MTG
Sep 13, 2019	Deed of Trust, Mortgage CARDINAL FIN'L
Dec 26, 2018	Warranty Deed, Transfer GATEWAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2018 · Amount on Record
Deed Sale	Dec 26, 2018 · Amount on Record
Prior Sale	Jun 8, 2016 · Amount on Record
Deed Document Number	20181556580
Prior Transfer Date	Feb 3, 2015
Prior Transfer Doc	0000120780
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2302 SUMMIT DR, MCKINNEY, TX 75071-2612
Document Number	0002069310
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2302 SUMMIT DR MCKINNEY TX 750712612, MCKINNEY, TX 75071-2612

Mortgage

Document Number	0002069310
Date	Nov 19, 2020
Instrument	2069310

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2302 SUMMIT DR, MCKINNEY, TX 75071-2612
Document Number	0001327510
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2302 SUMMIT DR MCKINNEY TX 750712612, MCKINNEY, TX 75071-2612

Mortgage

Document Number	0001327510
Date	Oct 22, 2019
Instrument	1327510

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Dec 26, 2018
Property Address	2302 SUMMIT DR, MCKINNEY, TX 75071-2612
Document Number	0001556580
Instrument Date	Dec 21, 2018
Instrument	1556580
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3508 ASHLEY GDNS THE COLONY TX 750566405, THE COLONY, TX 75056-6405

Mortgage

Document Number	1556590
Date	Dec 26, 2018
Instrument	1556590

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,450.00 (-11.88%)	$311,976 (-12.46%) Land $100,000 Building $211,976	$311,976 (-12.46%) Land $100,000 Building $211,976
2024	$6,185.00 (-3.69%)
2023		$356,395 Land $95,000 Building $261,395	$356,395 Land $95,000 Building $261,395
2022	$6,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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