2304 Summit Dr, McKinney, TX 75071 Property Records

Collin County property record for 2304 Summit Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,113 sqft · built 1993
Owner	2 Individual Names on Record
Tax Bill	$4,519 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-2021-009-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-2021-009-0020-1`
Alternative APN	`1862014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,113 sqft Living Area
Gross Area	2,533 sqft
1st Floor Area	2,113 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1862014
Street Address	2304 SUMMIT DR
City	MCKINNEY
State	TX
Zip	75071-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH POINTE ADDITION (CMC), BLK 9, LOT 2
Legal Subdivision	HIGH POINTE ADDITION (CMC)
Legal Block	9
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	2
Census Block	2011
Census Tract	30605

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2304 SUMMIT DR, MCKINNEY, TX 75071-2612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Quit Claim Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG
Aug 31, 2019	Deed of Trust, Mortgage · Line of Credit LEGACY BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 1999
Deed Sale	Dec 3, 1999
Prior Sale	Dec 3, 1999
Deed Document Number	0000146557
Deed Book / Page	R2021
Last Transfer Date	Aug 25, 2020
Transfer Doc	0001402380
Record Updated	Jun 8, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 25, 2020
Property Address	2304 SUMMIT DR, MCKINNEY, TX 75071-2612
Document Number	0001402380
Instrument Date	Aug 24, 2020
Instrument	1402380
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 SUMMIT DR MCKINNEY TX 750712612, MCKINNEY, TX 75071-2612

Mortgage

Document Number	1402390
Date	Aug 25, 2020
Instrument	1402390

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2304 SUMMIT DR, MCKINNEY, TX 75071-2612
Document Number	0001110630
Instrument Date	Aug 31, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 SUMMIT DR MCKINNEY TX 750712612, MCKINNEY, TX 75071-2612

Mortgage

Document Number	0001110630
Date	Sep 10, 2019
Instrument	1110630

Lender

Name	LEGACY BK/TX
Type	Bank
Address	MCKINNEY, TX 75070

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 9, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$371,467 (-13.95%) Land $100,000 Building $271,467	$371,467 (-13.95%) Land $100,000 Building $271,467
2024	$4,519.00 (-16.08%)
2023		$431,666 Land $95,000 Building $336,666	$431,666 Land $95,000 Building $336,666
2022	$5,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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