2305 Stearns St, Simi Valley, CA 93063 Property Records

Ventura County property record for 2305 Stearns St, Simi Valley, CA 93063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,868 sqft · built 1962
Lot Size	0.471 acres (20,514 sqft)
Owner	2 Individual Names on Record
Last Sale	$678,000 (Dec 2018)
Tax Bill	$9,068 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`644-0-080-405`

Property Details

APN / Parcel Number

Primary APN	`644-0-080-405`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,868 sqft Living Area
1st Floor Area	2,868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	20,514 sqft (0.471 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	547 sqft
Porch	Porch
Porch Area	66 sqft
Patio Area	468 sqft

Location & Zoning

Street Address	2305 STEARNS ST
City	SIMI VALLEY
State	CA
Zip	93063-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM3.
Legal Description	MAP J2 498
Legal Subdivision	PLACENTINA TRACT
Legal Block	80
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	2
Census Block	2014
Census Tract	8201

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2305 STEARNS ST, SIMI VALLEY, CA 93063-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 24, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 7, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Dec 5, 2018	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Prior Sale	Jun 30, 2004 · Amount on Record
Deed Document Number	2018134759
Prior Transfer Date	Jun 13, 2006
Prior Transfer Doc	0000164027
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2305 STEARNS ST, SIMI VALLEY, CA 93063-3003
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 STEARNS ST, SIMI VALLEY, CA 93063-3003
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000331
Date	Jan 3, 2024
Instrument	2024000000331

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Sep 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2305 STEARNS ST, SIMI VALLEY, CA 93063-3003
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 STEARNS ST, SIMI VALLEY, CA 93063-3003

Mortgage

Document Number	2022000070455
Date	Jun 24, 2022
Instrument	2022000070455

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Sep 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2305 STEARNS ST, SIMI VALLEY, CA 93063-3003
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 STEARNS ST, SIMI VALLEY, CA 93063-3003

Mortgage

Document Number	0000171241
Date	Sep 16, 2021
Instrument	20210916-00171241

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2305 STEARNS ST, SIMI VALLEY, CA 93063-3003
Document Number	0000110954
Instrument Date	Sep 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2305 STEARNS ST SIMI VALLEY CA 930633003, SIMI VALLEY, CA 93063-3003

Mortgage

Document Number	0000110954
Date	Sep 18, 2019
Instrument	110954

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 5, 2018
Property Address	2305 STEARNS ST, SIMI VALLEY, CA 93063-3003
Document Number	0000134759
Map Reference	MB16 PG7
Instrument Date	Jun 18, 2018
Instrument	20181205-00134759
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2305 STEARNS ST, SIMI VALLEY, CA 93063-3003

Mortgage

Document Number	0000134760
Date	Dec 5, 2018
Instrument	20181205-00134760

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$771,444 (+2%) Land $501,213 Building $270,231
2025	$9,068.00 (+1.13%)	$756,318 (+4.04%) Land $491,385 Building $264,933
2024	$8,967.00 (+6.29%)
2023	$8,436.00 (+0.12%)	$726,950 Land $472,303 Building $254,647
2022	$8,426.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Rocket Broadband.

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