2305 Esplanade Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 2305 Esplanade Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,364 sqft · built 2005
Owner	Individual Name on File
Last Sale	$338,000 (Aug 2017)
Tax Bill	$5,071 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071-1810-049-0039`

Property Details

APN / Parcel Number

Primary APN	`071-1810-049-0039`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,364 sqft Living Area
1st Floor Area	548 sqft
2nd Floor Area	816 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2305 ESPLANADE CIR
City	FOLSOM
State	CA
Zip	95630-7372
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SP-RM-17 (
Legal Description	THE ESPLANADE PHASE 4 BLDG 12 UNIT 2305
Legal Subdivision	ESPLANADE PH 04
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3004
Census Tract	8501

Owner

2305 Esplanade Cir, a condominium, is owned and occupied by an individual who acquired it in June 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2305 ESPLANADE CIR, FOLSOM, CA 95630-7372
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MASTERS TEAM MORTGAGE
Aug 16, 2017	Grant Deed, Transfer · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2017 · Amount on File
Deed Sale	Aug 16, 2017 · Amount on File
Prior Sale	Aug 23, 2005 · Amount on File
Deed Book / Page	20170816 / 380
Last Transfer Date	Jun 15, 2021
Transfer Doc	6220000001186
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 22, 2021
Property Address	2305 ESPLANADE CIR, FOLSOM, CA 95630-7372
Document Number	0000001186
Map Reference	MB 331 PG 3
Instrument Date	Jun 15, 2021
Instrument	202106221186
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 ESPLANADE CIR, FOLSOM, CA 95630-7372

Mortgage

Document Number	0000001187
Date	Jun 22, 2021
Instrument	202106221187

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 16, 2017
Property Address	2305 ESPLANADE CIR, FOLSOM, CA 95630-7372
Document Number	1708160380
Instrument Date	Aug 10, 2017
Instrument	1708160380
Transaction Type	Transfer
Record Updated	Aug 24, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2305 ESPLANADE CIR FOLSOM CA 956307372, FOLSOM, CA 95630-7372

Mortgage

Document Number	1708160381
Date	Aug 16, 2017
Instrument	1708160381

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2305 Esplanade Cir was $5,071 with a homeowner's exemption, up 2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$450,936 (+2%) Land $134,558 Building $316,378
2025	$5,071.00 (+2.01%) Homeowner's exemption	$442,095 Land $131,920 Building $310,175
2024	$4,971.00 (+1.7%)
2023	$4,888.00 (+1.43%) Homeowner's exemption	$424,931 Land $126,799 Building $298,132
2022	$4,819.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2305 Esplanade Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2305 Esplanade Cir is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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