2304 Esplanade Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 2304 Esplanade Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,355 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$221,299 (Oct 2009)
Tax Bill	$3,502 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071-1810-049-0038`

Property Details

APN / Parcel Number

Primary APN	`071-1810-049-0038`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,355 sqft Living Area
1st Floor Area	540 sqft
2nd Floor Area	815 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2304 ESPLANADE CIR
City	FOLSOM
State	CA
Zip	95630-7372
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SP-RM-17 (
Legal Description	THE ESPLANADE PHASE 4 BLDG 12 UNIT 2304
Legal Subdivision	ESPLANADE PH 04
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3004
Census Tract	8501

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2304 ESPLANADE CIR, FOLSOM, CA 95630-7372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN MTG
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2009 · Amount on Record
Deed Sale	Oct 23, 2009 · Amount on Record
Prior Sale	Aug 23, 2005 · Amount on Record
Deed Book / Page	20091023 / 561
Last Transfer Date	Jul 17, 2012
Transfer Doc	0000001180
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2304 ESPLANADE CIR, FOLSOM, CA 95630-7372
Document Number	2010301137
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 ESPLANADE CIR FOLSOM CA 956307372, FOLSOM, CA 95630-7372

Mortgage

Document Number	2010301137
Date	Oct 30, 2020
Instrument	2010301137

Lender

Name	ONE AMERICAN MTG
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2304 ESPLANADE CIR, FOLSOM, CA 95630-7372
Document Number	1802080054
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 ESPLANADE CIR FOLSOM CA 956307372, FOLSOM, CA 95630-7372

Mortgage

Document Number	1802080054
Date	Feb 8, 2018
Instrument	1802080054

Lender

Name	AMERIHOME MTG
Type	Mortgage Company
Address	WOODLAND HILLS, CA 91367-7090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$304,124 (+2%) Land $78,989 Building $225,135
2025	$3,502.00 (+1.98%) Homeowner's exemption	$298,162 (+4.04%) Land $77,441 Building $220,721
2024	$3,434.00 (+1.66%)
2023	$3,378.00 (+1.41%) Homeowner's exemption	$286,586 Land $74,435 Building $212,151
2022	$3,331.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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