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2214 Truman Trl, McHenry, IL 60051 Property Records

McHenry County property record for 2214 Truman Trl, McHenry, IL 60051 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.286 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Jun 2026)
Tax Bill$12,512 (2024)
Deeds & MortgagesJun 2026 Sale
Jan 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-25-227-009

Property Details

APN / Parcel Number

Primary APN09-25-227-009

Exterior

Lot Area12,632 sqft (0.286 acres)

Location & Zoning

Street Address2214 TRUMAN TRL
CityMCHENRY
StateIL
Zip60051-3619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0000265 LT 38 LIBERTY TRAILS UNIT 2 MEMO: FOREMAN, JAMES MICHAEL/ NIXON, TRACEY
Legal SubdivisionLIBERTY TRAILS UNIT 2
Legal Lot Number38
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2056
Census Tract870702

Owner

Source: McHenry County records · APN 09-25-227-009

Assessment roll updated March 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2214 TRUMAN TRL, MCHENRY, IL 60051-3619
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 05, 2023Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jan 30, 2018Deed of Trust, Mortgage
CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 08, 2026 · Amount on Record
Deed SaleJun 08, 2026 · Amount on Record
Prior SaleJan 05, 2023 · Amount on Record
Deed Document Number202616018
Prior Transfer DateMay 26, 2026
Prior Transfer Doc0000016018
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 08, 2026
Property Address2214 TRUMAN TRL, MCHENRY, IL 60051-3619
Document Number0000016018
Instrument DateMay 26, 2026
Instrument202616018
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$81,810.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2214 TRUMAN TRL, MCHENRY, IL 60051-3619

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateJan 05, 2023
Property Address2214 TRUMAN TRL, MCHENRY, IL 60051-3619
Document Number0000000265
Map ReferenceDOC 2004R072390
Instrument DateNov 22, 2022
Instrument2023R0000265
Transaction TypeTransfer
Record UpdatedJun 06, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$439.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2703 BUSH TER, MCHENRY, IL 60051-3609

Mortgage

Document Number0000000266
DateJan 05, 2023
Instrument2023R0000266
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateJan 01, 2038
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.75%
IndexOther
Margin3
Max Rate8.75%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2214 TRUMAN TRL, MCHENRY, IL 60051-3619
Document Number0000014434
Instrument DateJan 30, 2018
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address727 N BANK LN LAKE FOREST IL 600451887, LAKE FOREST, IL 60045-1887

Mortgage

Document Number0000014434
DateMay 04, 2018
Instrument14434
Lender
NameCRYSTAL LAKE BK&TR
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$12,512.00$163,911 (+2,731,75%) Land $20,640 Building $143,271$491,733 (+2,731,75%) Land $61,920 Building $429,813
2022$6 Land $6$18 Land $18

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118707022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims22 (1979–2026)
Claims Outside the SFHA3 of 22
Most Recent ClaimApr 2026, river or lake flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 34% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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