Mobile County property record for 2304 Fernwood Loop E, Semmes, AL 36575
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 2 ba · 2,962 sqft · built 2010 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | Owner Name on File |
| Last Sale | $209,400 (May 2010) |
| Tax Bill | $1,738 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022407360000023008 |
| Primary APN | R022407360000023008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,962 sqft Living Area |
| 1st Floor Area | 2,962 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.489 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 600 sqft |
| Porch | Open Porch |
| Porch Area | 409 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 4001485 |
|---|---|
| Old Parcel Number | R022407360000023008 |
| Street Address | 2304 FERNWOOD LOOP E |
| City | SEMMES |
| State | AL |
| Zip | 36575-7393 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B-43 MAGNOLIA SPRINGS PHASE ONE MBK 121 PAGE 15-16 |
| Legal Subdivision | MAGNOLIA SPRINGS PHASE ONE |
| Legal Phase | 1 |
| Legal Lot Number | B |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | SEMMES |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 6306 |
The current owner of 2304 Fernwood Loop E bought it in May 2010.
Source: Mobile County records, as of December 22, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2304 FERNWOOD LOOP E, SEMMES, AL 36575-7393 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Last Sale | May 4, 2010 · Amount on File |
|---|---|
| Deed Sale | May 4, 2010 · Amount on File |
| Deed Document Number | 2010023473 |
| Deed Book / Page | 6652 / 0441 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 2304 FERNWOOD LOOP E, SEMMES, AL 36575-7393 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000016018 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021016018 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 2304 Fernwood Loop E was $1,738 with a homeowner's exemption, up 3% from the year before.
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Semmes City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,738.00 (+2.96%) Homeowner's exemption | $37,200 (+2.82%) Land $5,000 Building $32,200 | $372,000 (+2.82%) Land $50,000 Building $322,000 |
| 2024 | $1,688.00 (+4.71%) Homeowner's exemption | $36,180 (+4.57%) Land $5,000 Building $31,180 | $361,800 (+4.57%) Land $50,000 Building $311,800 |
| 2023 | $1,612.00 Homeowner's exemption | $34,600 Land $5,000 Building $29,600 | $346,000 Land $50,000 Building $296,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2304 Fernwood Loop E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2304 Fernwood Loop E is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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