2268 Fernwood Loop E, Semmes, AL 36575 Property Records

Mobile County property record for 2268 Fernwood Loop E, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	8 bd · 2.5 ba · 2,962 sqft · built 2010
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$312,900 (Aug 2021)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022407360000023010`

Property Details

APN / Parcel Number

Primary APN	`R022407360000023010`
Alternative APNs	`24 07 36 0 000 023.010` `04001441` `4001441`

Interior

Bedrooms	8 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,962 sqft Living Area
Gross Area	3,740 sqft
1st Floor Area	2,962 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	358 sqft
Utility Building	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4001441
Street Address	2268 FERNWOOD LOOP E
City	SEMMES
State	AL
Zip	36575-7392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B-45 MAGNOLIA SPRINGS PHASE ONE MBK 121 PAGE 15-16
Legal Range	03S
Legal Township	03S
Legal Section	35
Legal Subdivision	MAGNOLIA SPRINGS PHASE ONE
Legal Phase	1
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	2
Census Block	2008
Census Tract	6306

Owner

2268 Fernwood Loop E is owned and occupied by two individuals who bought it in August 2021.

Source: Mobile County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2268 FERNWOOD LOOP E, SEMMES, AL 36575-7392
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit ALABAMA HOUSING FINANCE AUTHORITY
Sep 9, 2019	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	Oct 4, 2010 · Amount on File
Deed Document Number	202149591
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2268 FERNWOOD LOOP E, SEMMES, AL 36575-7392
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2268 FERNWOOD LOOP E, SEMMES, AL 36575-7392

Mortgage

Document Number	0000042885
Date	Jun 24, 2022
Instrument	2022042885

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2268 FERNWOOD LOOP E, SEMMES, AL 36575-7392
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025855
Date	Apr 26, 2021
Instrument	2021025855

Lender

Name	ALABAMA HOUSING FINANCE AUTHORITY
Type	Government Agency
Address	MONTGOMERY, AL 36117

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	2268 FERNWOOD LOOP E, SEMMES, AL 36575-7392
Document Number	0000062214
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2268 FERNWOOD LOOP E SEMMES AL 365757392, SEMMES, AL 36575-7392

Mortgage

Document Number	0000062214
Date	Oct 24, 2019
Instrument	62214

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2268 Fernwood Loop E was $1,634 with a homeowner's exemption, up 3.2% from the year before.

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,634.00 (+3.16%) Homeowner's exemption	$35,080 (+3.02%) Land $5,000 Building $30,080	$350,800 (+3.02%) Land $50,000 Building $300,800
2024	$1,584.00 (+2.72%) Homeowner's exemption	$34,050 (+2.68%) Land $5,000 Building $29,050	$340,500 (+2.68%) Land $50,000 Building $290,500
2023	$1,542.00 Homeowner's exemption	$33,160 Land $5,000 Building $28,160	$331,600 Land $50,000 Building $281,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2268 Fernwood Loop E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2268 Fernwood Loop E is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 84% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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