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2286 Fernwood Loop E, Semmes, AL 36575 Property Records

Mobile County property record for 2286 Fernwood Loop E, Semmes, AL 36575

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 3,032 sqft · built 2010
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jul 2010)
Tax Bill$1,650 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNR022407360000023009

Property Details

APN / Parcel Number

Primary APNR022407360000023009
Alternative APNs
  • 24 07 36 0 000 023.009
  • 04001508
  • 4001508

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,032 sqft Living Area
1st Floor Area3,032 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area94 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number4001508
Old Parcel NumberR022407360000023009
Street Address2286 FERNWOOD LOOP E
CitySEMMES
StateAL
Zip36575-7392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT B-44 MAGNOLIA SPRINGS PHASE ONE MBK 121 PAGE 15-16
Legal SubdivisionMAGNOLIA SPRINGS PHASE ONE
Legal Phase1
Legal Lot NumberB
JurisdictionMOBILE AL
Township / Civil DivisionSEMMES
Census Block Group2
Census Block2008
Census Tract6306

Owner

2286 Fernwood Loop E is owned and occupied by an individual who bought it in July 2010.

Source: Mobile County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Mailing Address2286 FERNWOOD LOOP E, SEMMES, AL 36575-7392
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2010 · Amount on File
Deed SaleJul 28, 2010 · Amount on File
Deed Document Number2010042727
Deed Book / Page6682 / 0111
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address2286 FERNWOOD LOOP E, SEMMES, AL 36575-7392
Document Number0000004926
Instrument DateJan 16, 2018
Transaction TypeMortgage
Record UpdatedFeb 28, 2019
Title CompanySOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

NameVerified Name
Address2286 FERNWOOD LOOP E SEMMES AL 365757392, SEMMES, AL 36575-7392

Mortgage

Document Number0000004926
DateJan 30, 2018
Book Page007598/001550
Instrument4926
Lender
NamePNC BK
TypeBank
AddressBRECKSVILLE, OH 44141
Agreement
TypeLine of Credit
AmountAmount on Record
Term144 Months
DueJan 29, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2286 Fernwood Loop E was $1,650 with a homeowner's exemption, up 3.1% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,650.00 (+3.13%) Homeowner's exemption$35,410 (+3.03%) Land $5,000 Building $30,410$354,100 (+3.03%) Land $50,000 Building $304,100
2024$1,600.00 (+2.76%) Homeowner's exemption$34,370 (+2.63%) Land $5,000 Building $29,370$343,700 (+2.63%) Land $50,000 Building $293,700
2023$1,557.00 Homeowner's exemption$33,490 Land $5,000 Building $28,490$334,900 Land $50,000 Building $284,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2286 Fernwood Loop E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2286 Fernwood Loop E is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 84% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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