2304 el Monte Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 2304 el Monte Dr, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,277 sqft · built 1995
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on File
Last Sale	$137,500 (Oct 1994)
Tax Bill	$4,075 (2025)
Deeds & Mortgages	Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-210-063-8`

Property Details

APN / Parcel Number

Primary APN	`041-210-063-8`
Alternative APN	`041-210-063`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,277 sqft Living Area
1st Floor Area	1,277 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	4,600 sqft (0.106 acres)
Garage Type	Attached
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2304 EL MONTE DR
City	OAKLEY
State	CA
Zip	94561-4142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7704 L63
Legal Subdivision	SUBDIVISION 7704
Legal Tract	7704
Legal Lot Number	63
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	302013

Owner

2304 el Monte Dr is owned and occupied by an individual who acquired it in December 2001.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2304 EL MONTE DR, OAKLEY, CA 94561-4142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 1994 · Amount on File
Deed Sale	Oct 14, 1994 · Amount on File
Deed Document Number	1994254427
Last Transfer Date	Dec 27, 2001
Transfer Doc	0000000665
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2304 EL MONTE DR, OAKLEY, CA 94561-4142
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 EL MONTE DR, OAKLEY, CA 94561-4142

Mortgage

Document Number	0000016878
Date	Feb 23, 2024
Instrument	2024-016878

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2304 el Monte Dr was $4,075.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$234,686 (+2%) Land $68,513 Building $166,173
2025	$4,075.00	$230,085 Land $67,170 Building $162,915
2023	$3,906.00 (+1.51%)	$221,152 Land $64,562 Building $156,590
2022	$3,848.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2304 el Monte Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2304 el Monte Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20