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2298 el Monte Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 2298 el Monte Dr, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,546 sqft · built 1996
Lot Size0.174 acres (7,592 sqft)
OwnerIndividual Name on Record
Last Sale$470,000 (Jun 2020)
Tax Bill$6,828 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN041-170-034-7

Property Details

APN / Parcel Number

Primary APN041-170-034-7
Alternative APN
  • 041-170-034

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,546 sqft Living Area
Gross Area2,008 sqft
1st Floor Area1,546 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area7,592 sqft (0.174 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2298 EL MONTE DR
CityOAKLEY
StateCA
Zip94561-4172
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7832 L1
Legal SubdivisionSUBDIVISION 7832
Legal Tract7832
Legal Lot Number1
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1012
Census Tract302013

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2298 EL MONTE DR, OAKLEY, CA 94561-4172
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jun 29, 2020Grant Deed, Subdivision Related Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2020 · Amount on Record
Deed SaleJun 29, 2020 · Amount on Record
Prior SaleApr 12, 2013 · Amount on Record
Deed Document Number2020127417
Prior Transfer DateJan 9, 2013
Prior Transfer Doc0000091663
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2298 EL MONTE DR, OAKLEY, CA 94561-4172
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2298 EL MONTE DR, OAKLEY, CA 94561-4172

Mortgage

Document Number0000274972
DateOct 5, 2021
Instrument2021-274972
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJun 29, 2020
Property Address2298 EL MONTE DR, OAKLEY, CA 94561-4172
Document Number0000127417
Map ReferenceMB 379 PG 19
Instrument DateMay 29, 2020
Instrument2020-127417
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 3, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2298 EL MONTE DR, OAKLEY, CA 94561-4172

Mortgage

Document Number0000127418
DateJun 29, 2020
Instrument2020-127418
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Mortgage

Document Number0000127420
DateJun 29, 2020
Instrument2020-127420
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Unified School DistrictAntioch Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$524,287 (+2%) Land $250,989 Building $273,298
2025$6,828.00 (+4.85%)$514,008 (+4.04%) Land $246,068 Building $267,940
2023$6,512.00 (+1.53%)$494,051 Land $236,514 Building $257,537
2022$6,414.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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