2290 el Monte Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 2290 el Monte Dr, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,020 sqft · built 1996
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on File
Last Sale$560,000 (Aug 2005)
Tax Bill$8,696 (2025)
Deeds & MortgagesAug 2017 Mortgage
Apr 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN041-170-036-2

Property Details

APN / Parcel Number

Primary APN041-170-036-2
Alternative APN
  • 041-170-036

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,020 sqft Living Area
1st Floor Area1,155 sqft
2nd Floor Area865 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Lot Area6,500 sqft (0.149 acres)
Garage TypeAttached
Garage Area583 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address2290 EL MONTE DR
CityOAKLEY
StateCA
Zip94561-4172
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7832 L3
Legal SubdivisionSUBDIVISION 7832
Legal Tract7832
Legal Lot Number3
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1012
Census Tract302013

Owner

2290 el Monte Dr is owned and occupied by an individual who acquired it in August 2016.

Source: Contra Costa County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address2290 EL MONTE DR, OAKLEY, CA 94561-4172
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Apr 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Apr 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2005 · Amount on File
Deed SaleAug 12, 2005 · Amount on File
Prior SaleJun 26, 1996 · Amount on File
Deed Document Number2005302918
Last Transfer DateAug 2, 2016
Transfer Doc0000160323
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2290 EL MONTE DR, OAKLEY, CA 94561-4172
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIRST AMER TITLE CO CONCORD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000159922
DateAug 31, 2017
Instrument2017-159922
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2290 EL MONTE DR, OAKLEY, CA 94561-4172
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061823
DateApr 20, 2018
Instrument2018-061823
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2290 EL MONTE DR, OAKLEY, CA 94561-4172
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyPLACER TITLE CO ROSEVILL

Transferred To (Grantee/Buyer)

NameVerified Name
Address2290 EL MONTE DR, OAKLEY, CA 94561-4172

Mortgage

Document Number0000123400
DateApr 23, 2021
Instrument2021-123400
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2290 EL MONTE DR, OAKLEY, CA 94561-4172
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2290 EL MONTE DR, OAKLEY, CA 94561-4172

Mortgage

Document Number0000322789
DateNov 23, 2021
Instrument2021-322789
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2290 el Monte Dr was $8,696 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Unified School DistrictAntioch Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$720,000 (+3%) Land $328,000 Building $392,000
2025$8,696.00 Homeowner's exemption$699,000 Land $318,503 Building $380,497
2023$8,281.00 (-5.79%) Homeowner's exemption$672,000 Land $306,000 Building $366,000
2022$8,790.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2290 el Monte Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2290 el Monte Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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