Snohomish County property record for 23010 E Echo Lake Rd, Snohomish, WA 98296
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,252 sqft · built 1979 |
| Lot Size | 1.06 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,300,000 (Oct 2024) |
| Tax Bill | $8,951 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2021 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4331-000-024-00 |
| Primary APN | 4331-000-024-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 3,252 sqft Living Area |
| Gross Area | 4,140 sqft |
| 1st Floor Area | 1,648 sqft |
| Basement Area | 384 sqft |
| Finished Basement | 384 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 46,609 sqft |
| Lot Dimensions | 60 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Deck Area | 2,296 sqft |
| Patio Area | 2,296 sqft |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 348180 |
|---|---|
| Street Address | 23010 E ECHO LAKE RD |
| City | SNOHOMISH |
| State | WA |
| Zip | 98296-6834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | ECHO LAKE BLK 000 D-00 - TH PTN LOT 24 SD PLAT LY SELY OF A LN DAF - BEG AT TH NLY MOST COR SD LOT 24 TH S39*23 52W ALG TH NWLY LN THOF 268.74FT TH S13*25 51W 5.07FT THS37*58 56W 101.04FT TH S38*28 06W 65.87FT TH S41*48 16W 137.76FT TO TH SWLY MOST C |
| Legal Section | 33 |
| Legal Subdivision | ECHO LAKE |
| Legal Block | 000 D |
| Legal Lot Number | 24 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | MALTBY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 52113 |
Source: Snohomish County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11228 161ST CT NE, REDMOND, WA 98052-2698 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Oct 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GESA CU |
| Sep 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INSPIRUS CU |
| Oct 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage INSPIRUS CU |
| Jun 13, 2019 | Deed of Trust, Mortgage · Conventional with PMI KEYBANK USA |
| Jul 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage INSPIRUS CU |
| Aug 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage INSPIRUS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Prior Sale | Sep 16, 2016 · Amount on Record |
| Deed Document Number | 2024387 |
| Prior Transfer Date | Sep 7, 2016 |
| Prior Transfer Doc | 0000000680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 23010 E ECHO LAKE RD, SNOHOMISH, WA 98296-6834 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 23010 E ECHO LAKE RD, SNOHOMISH, WA 98296-6834 |
| Document Number | 0000000127 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 202512100127 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 23010 E ECHO LAKE RD, SNOHOMISH, WA 98296-6834 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000309 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 202110070309 |
| Name | GESA CU |
|---|---|
| Type | Credit Union |
| Address | RICHLAND, WA 99352 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 23010 E ECHO LAKE RD, SNOHOMISH, WA 98296-6834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001168 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 202009181168 |
| Name | INSPIRUS CU |
|---|---|
| Type | Credit Union |
| Address | FLORISTON, CA 96111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 22, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 23010 E ECHO LAKE RD, SNOHOMISH, WA 98296-6834 |
| Document Number | 0000000196 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 23010 E ECHO LAKE RD SNOHOMISH WA 982966834, SNOHOMISH, WA 98296-6834 |
| Document Number | 0000000196 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 201910080196 |
| Name | INSPIRUS CU |
|---|---|
| Address | SEATTLE, WA 98111-0576 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 7, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 23010 E ECHO LAKE RD, SNOHOMISH, WA 98296-6834 |
| Document Number | 0000000498 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 23010 BE ECHO LAKE RD SNOHOMISH WA 98296, SNOHOMISH, WA 98296 |
| Document Number | 0000000498 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 201906180498 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 23010 E ECHO LAKE RD, SNOHOMISH, WA 98296-6834 |
| Document Number | 0000000182 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 23010 E ECHO LAKE RD SNOHOMISH WA 982966834, SNOHOMISH, WA 98296-6834 |
| Document Number | 0000000182 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 201808010182 |
| Name | INSPIRUS CU |
|---|---|
| Address | SEATTLE, WA 98111-0576 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 31, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 23010 E ECHO LAKE RD, SNOHOMISH, WA 98296-6834 |
| Document Number | 0000000191 |
| Instrument Date | Aug 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 23010 E ECHO LAKE RD SNOHOMISH WA 982966834, SNOHOMISH, WA 98296-6834 |
| Document Number | 0000000191 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 201708240191 |
| Name | INSPIRUS CU |
|---|---|
| Address | SEATTLE, WA 98111-0576 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 23, 2032 |
Source: Snohomish County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Unified School District | Monroe School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,951.00 (+1.77%) | $1,141,100 (-3.35%) Land $639,700 Building $501,400 | $1,141,100 (-3.35%) Land $639,700 Building $501,400 |
| 2023 | $8,795.00 (+5.62%) | $1,180,600 (+33.72%) Land $642,800 Building $537,800 | $1,180,600 (+33.72%) Land $642,800 Building $537,800 |
| 2022 | $8,327.00 | $882,900 Land $424,400 Building $458,500 | $882,900 Land $424,400 Building $458,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROSS VALLEY WATER DISTRICT serves 24,695 people · EPA ID WA5316270 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2021 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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