Snohomish County property record for 22909 E Echo Lake Rd, Snohomish, WA 98296
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,967 sqft · built 1971 |
| Lot Size | 1.18 acres (51,836 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Aug 2016) |
| Tax Bill | $6,525 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0633-002-015-00 |
| Primary APN | 0633-002-015-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 1,967 sqft Living Area |
| 1st Floor Area | 1,967 sqft |
| Bonus Room | Bonus Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 51,836 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Heating System | HVAC |
|---|
| Account Number | 345764 |
|---|---|
| Street Address | 22909 E ECHO LAKE RD |
| City | SNOHOMISH |
| State | WA |
| Zip | 98296-7813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | SEC 33 TWP 27 RGE 06 PTN OF SW1/4 NW1/4 NE1/4 OF NW1/4 DAF: BEG NW COR SD SUB TH S00*01 14E ALG W LNSD SUB 161.38FT TO N MGN CO RD TH S61*2302E ALG SD RD MGN 61.73FT TH ON CRV TO RBEING ALG SD N RD MGN CONS AN ANG OF 04*47 51 FOR 53FT TH N46*44 52E 3 |
| Legal Range | 06 |
| Legal Township | 27 |
| Legal Section | 33 |
| Legal Subdivision | COR SD SUB |
| Legal Block | 332 |
| Legal Lot Number | 15 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | MALTBY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 52113 |
Source: Snohomish County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22909 E ECHO LAKE RD, SNOHOMISH, WA 98296-7813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage GENEVA FINANCIAL LLC |
| Nov 2, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage CLEARSPRING LN SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2016 · Amount on Record |
| Deed Sale | Aug 11, 2016 · Amount on Record |
| Deed Document Number | 2016483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 22909 E ECHO LAKE RD, SNOHOMISH, WA 98296-7813 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 22909 E ECHO LAKE RD, SNOHOMISH, WA 98296-7813 |
| Document Number | 0000000078 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 202108200078 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 22909 E ECHO LAKE RD, SNOHOMISH, WA 98296-7813 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Title Company | CW TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000518 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 202201180518 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 22909 E ECHO LAKE RD, SNOHOMISH, WA 98296-7813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000215 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 201910280215 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85248 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | Nov 2, 2017 |
| Property Address | 22909 E ECHO LAKE RD, SNOHOMISH, WA 98296-7813 |
| Document Number | 0000000461 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 201711020461 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 24, 2017 |
| Title Company | TICOR TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22909 E ECHO LAKE RD SNOHOMISH WA 982967813, SNOHOMISH, WA 98296-7813 |
| Document Number | 461 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 201711020461 |
| Name | CLEARSPRING LN SVCS INC |
|---|---|
| Address | PORTLAND, OR 97223 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 1, 2018 |
Source: Snohomish County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Unified School District | Monroe School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,525.00 (-6.05%) | $826,400 (-10.97%) Land $544,500 Building $281,900 | $826,400 (-10.97%) Land $544,500 Building $281,900 |
| 2023 | $6,945.00 (+13.5%) | $928,200 (+43.95%) Land $609,500 Building $318,700 | $928,200 (+43.95%) Land $609,500 Building $318,700 |
| 2022 | $6,119.00 | $644,800 Land $368,600 Building $276,200 | $644,800 Land $368,600 Building $276,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROSS VALLEY WATER DISTRICT serves 24,695 people · EPA ID WA5316270 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2021 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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