23112 E Echo Lake Rd, Snohomish, WA 98296 Property Records

Snohomish County property record for 23112 E Echo Lake Rd, Snohomish, WA 98296

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,104 sqft · built 1998
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$779,000 (Jun 2016)
Tax Bill	$11,012 (2026)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4331-000-027-00`

Property Details

APN / Parcel Number

Primary APN	`4331-000-027-00`
Alternative APNs	`004331-000-027-00` `43310000270001` `348183`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	4 Rooms
Units	5 Units
Stories	2 Stories
Building Area	3,104 sqft Living Area
Gross Area	3,504 sqft
1st Floor Area	1,085 sqft
Basement Area	1,037 sqft
Finished Basement	1,037 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	380 sqft
Patio Area	380 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	348183
Street Address	23112 E ECHO LAKE RD
City	SNOHOMISH
State	WA
Zip	98296-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	ECHO LAKE BLK 000 D-00 - LOT 27
Legal Section	33
Legal Subdivision	ECHO LAKE
Legal Block	000 D
Legal Lot Number	27
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MALTBY
Census Block Group	1
Census Block	1009
Census Tract	52113

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23112 E ECHO LAKE RD, SNOHOMISH, WA 98296-5426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Prior Sale	Jul 31, 2013 · Amount on Record
Deed Document Number	2016421
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	23112 E ECHO LAKE RD, SNOHOMISH, WA 98296-5426
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000474
Date	Feb 24, 2021
Instrument	202102240474

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,012.00 (+20.15%)	$1,405,300 (+14.45%) Land $687,700 Building $717,600	$1,405,300 (+14.45%) Land $687,700 Building $717,600
2023	$9,165.00 (+3.3%)	$1,227,900 (+30.75%) Land $595,000 Building $632,900	$1,227,900 (+30.75%) Land $595,000 Building $632,900
2022	$8,872.00	$939,100 Land $397,500 Building $541,600	$939,100 Land $397,500 Building $541,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSS VALLEY WATER DISTRICT serves 24,695 people · EPA ID WA5316270
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20