23004 Stokes Rd, Ramona, CA 92065 Property Records

San Diego County property record for 23004 Stokes Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,207 sqft · built 2014
Lot Size5.25 acres (228,690 sqft)
OwnerCompany Name on Record
Last Sale$553,500 (Apr 2014)
Tax Bill$5,082 (2025)
Deeds & MortgagesOct 2022 Mortgage
Jan 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN244-141-14-00

Property Details

APN / Parcel Number

Primary APN244-141-14-00
Alternative APN
  • 2441410900

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,207 sqft Living Area

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Lot Area228,690 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number2441410900
Street Address23004 STOKES RD
CityRAMONA
StateCA
Zip92065-5580
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 23 PAR B PER DOC13-0176727 IN TR 014371
Legal SubdivisionCOUNTY/SAN DIEGO 4844-1
Legal Tract014371
Legal Block1
Legal Lot Number23
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1014
Census Tract20807

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address23004 STOKES RD, RAMONA, CA 92065-5580
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jan 11, 2022Deed of Trust, Mortgage · VA Mortgage
STRONG HOME MORTGAGE LLC
Nov 21, 2017Quit Claim Deed, Transfer
Quitclaim
Nov 21, 2017Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2014 · Amount on Record
Deed SaleApr 16, 2014 · Amount on Record
Deed Document Number2014151200
Prior Transfer DateApr 11, 2014
Prior Transfer Doc0000151199
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23004 STOKES RD, RAMONA, CA 92065-5580
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address23004 STOKES RD, RAMONA, CA 92065-5580

Mortgage

Document Number0000406392
DateOct 20, 2022
Instrument2022-0406392
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term340 Months
DueFeb 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23004 STOKES RD, RAMONA, CA 92065-5580
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address23004 STOKES RD, RAMONA, CA 92065-5580

Mortgage

Document Number0000062319
DateJan 27, 2021
Instrument2021-0062319
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23004 STOKES RD, RAMONA, CA 92065-5580
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address23004 STOKES RD, RAMONA, CA 92065-5580

Mortgage

Document Number0000015329
DateJan 11, 2022
Instrument2022-0015329
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 21, 2017
Property Address23004 STOKES RD, RAMONA, CA 92065-5580
Document Number0000543557
Instrument DateNov 14, 2017
Instrument543557
Transaction TypeTransfer
Record UpdatedNov 27, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address23004 STOKES RD RAMONA CA 920655580, RAMONA, CA 92065-5580

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 21, 2017
Property Address23004 STOKES RD, RAMONA, CA 92065-5580
Document Number0000543555
Map ReferenceMAP14371
Instrument DateNov 14, 2017
Instrument2017-0543555
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyCORINTHIAN TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23004 STOKES RD, RAMONA, CA 92065-5580

Mortgage

Document Number0000543556
DateNov 21, 2017
Instrument2017-0543556
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$485,065 (+2%) Land $166,113 Building $318,952
2025$5,082.00 (+2.07%) Homeowner's exemption$475,555 (+4.04%) Land $162,856 Building $312,699
2024$4,979.00 (+2.2%)
2023$4,872.00 (+1.52%) Homeowner's exemption$457,090 Land $156,533 Building $300,557
2022$4,799.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimJan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 97.7% of the US · above 87% of California
Wildfire Likelihood3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stokes Rd

Nearby Streets

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