230 Thomas St, Cary, IL 60013 Property Records

McHenry County property record for 230 Thomas St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	952 sqft · built 1952
Lot Size	0.208 acres (9,091 sqft)
Owner	Individual Name on Record
Last Sale	$115,500 (Jan 2018)
Deeds & Mortgages	May 2021 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-13-280-005`

Property Details

APN / Parcel Number

Primary APN	`19-13-280-005`

Interior

Stories	1 Story
Building Area	952 sqft
Gross Area	1,904 sqft
1st Floor Area	952 sqft

Exterior

Year Built	Built 1952
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	9,091 sqft (0.208 acres)
Lot Width	66 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	230 THOMAS ST
City	CARY
State	IL
Zip	60013-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0001189 LT 15 F THOMAS ADDN
Legal Range	08E
Legal Township	43N
Legal Section	13
Legal Subdivision	F THOMAS ADD
Legal Block	280
Legal Lot Number	15
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2005
Census Tract	871600

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 E 2ND ST, EAST DUNDEE, IL 60118-1108
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LIFESTONE MORTGAGE CORP
Apr 5, 2018	Deed of Trust, Mortgage · Seller Carry-Back HOMEBRIDGE FINANCIAL SERVICES INC
Mar 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage ALICE JENKINS
Jan 10, 2018	Grant Deed, Transfer ATTORNEY'S TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2018 · Amount on Record
Deed Sale	Jan 10, 2018 · Amount on Record
Prior Sale	Jul 19, 2017
Deed Document Number	2018R0001189
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	230 THOMAS ST, CARY, IL 60013-2727
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026279
Date	May 13, 2021
Instrument	2021R0026279

Lender

Name	LIFESTONE MORTGAGE CORP
Type	Mortgage Company
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	230 THOMAS ST, CARY, IL 60013-2727
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010788
Date	Apr 5, 2018
Instrument	2018R0010788

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate	5.12%

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 21, 2018
Property Address	230 THOMAS ST, CARY, IL 60013-2727
Instrument Date	Dec 28, 2017
Instrument	8888
Transaction Type	Construction Loan
Record Updated	Apr 4, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E 2ND ST EAST DUNDEE IL 601181108, EAST DUNDEE, IL 60118-1108

Mortgage

Document Number	0000008888
Date	Mar 21, 2018
Instrument	8888

Lender

Name	ALICE JENKINS
Address	915 RIDGE RD, MUNSTER, IN 46321-1721

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 20, 2019

Interest

Rate	12%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 10, 2018
Property Address	230 THOMAS ST, CARY, IL 60013-2727
Document Number	0000001189
Instrument Date	Dec 19, 2017
Instrument	1189
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Tax	$173.25
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 THOMAS ST CARY IL 600132727, CARY, IL 60013-2727

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$50,695 Land $16,863 Building $33,832	$152,085 Land $50,589 Building $101,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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