216 Thomas St, Cary, IL 60013 Property Records

McHenry County property record for 216 Thomas St, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,209 sqft · built 1973
Lot Size0.187 acres (8,171 sqft)
Owner2 Owner Names on Record
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-13-280-003

Property Details

APN / Parcel Number

Primary APN19-13-280-003

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,209 sqft
Gross Area2,379 sqft
1st Floor Area1,209 sqft

Exterior

Year BuiltBuilt 1973
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area8,171 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address216 THOMAS ST
CityCARY
StateIL
Zip60013-2727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2010R0003582 LT 13 F THOMAS ADDN
Legal Range08E
Legal Township43N
Legal Section13
Legal SubdivisionF THOMAS ADD
Legal Block280
Legal Lot Number13
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2005
Census Tract871600

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address216 THOMAS ST, CARY, IL 60013-2727
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleMay 2, 1994 · Amount on Record
Last Transfer DateJan 20, 2010
Transfer Doc0000003582
Record UpdatedJun 7, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address216 THOMAS ST, CARY, IL 60013-2727
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021776
DateJun 16, 2017
Instrument2017R0021776
Lender
NameBMO FCU
TypeCredit Union
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 13, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$74,959 Land $15,770 Building $59,189$224,877 Land $47,310 Building $177,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1979–2022)
Claims Outside the SFHA2 of 6
Most Recent ClaimFeb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Thomas St

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