204 Thomas St, Cary, IL 60013 Property Records

McHenry County property record for 204 Thomas St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,426 sqft · built 1901
Lot Size	0.18 acres (7,854 sqft)
Owner	2 Company Names on Record
Last Sale	$185,000 (Apr 2004)
Tax Bill	$6,261 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-13-280-001`

Property Details

APN / Parcel Number

Primary APN	`19-13-280-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,426 sqft Living Area
1st Floor Area	1,134 sqft
Basement Area	1,134 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,854 sqft (0.18 acres)
Lot Dimensions	119 ft deep x 66 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	204 THOMAS ST
City	CARY
State	IL
Zip	60013-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2004R0091906 LT 11 F THOMAS ADDN
Legal Subdivision	THOMAS ADDN
Legal Block	280
Legal Lot Number	11
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2005
Census Tract	871600

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	204 THOMAS ST, CARY, IL 60013-2727
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2004 · Amount on Record
Deed Sale	Apr 23, 2004 · Amount on Record
Prior Sale	Aug 17, 2001 · Amount on Record
Deed Document Number	200434231
Prior Transfer Date	Apr 15, 1994
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	204 THOMAS ST, CARY, IL 60013-2727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057495
Date	Dec 29, 2020
Instrument	2020R0057495

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Nov 1, 2046

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,261.00	$82,350 (+27.1%) Land $14,921 Building $67,429	$247,050 (+27.1%) Land $44,763 Building $202,287
2022	Homeowner's exemption	$64,791 Land $15,770 Building $49,021	$194,373 Land $47,310 Building $147,063

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Thomas St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures