230 S State St, Elgin, IL 60123 Property Records

Kane County property record for 230 S State St, Elgin, IL 60123

Property Summary

Property Type	Commercial Vacant Land
Details	30,600 sqft · built 1962
Lot Size	0.922 acres (40,176 sqft)
Owner	Company on Record
Last Sale	$3,500,000 (Dec 2022)
Tax Bill	$84,452 (2025)
Deeds & Mortgages	Dec 2022 Sale & Line of Credit Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-478-025`

Property Details

APN / Parcel Number

Primary APN	`06-14-478-025`

Interior

Units	66 Units
Stories	4 Stories
Building Area	30,600 sqft Gross Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	40,176 sqft (0.922 acres)
Lot Dimensions	279 ft deep x 144 ft wide

Location & Zoning

Street Address	230 S STATE ST
City	ELGIN
State	IL
Zip	60123-6404
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	LORDS PARK ADDN LOTS 1 & 2
Legal Subdivision	LORDS PARK ADDN
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851600

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	PO BOX 681475, SCHAUMBURG, IL 60168-1475
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Warranty Deed, Transfer · Line of Credit VILLAGE BANK & TRUST
Dec 24, 2018	Deed of Trust, Mortgage US BK
Jan 7, 2019	Warranty Deed, Transfer · Commercial Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022 · Amount on Record
Deed Sale	Dec 28, 2022 · Amount on Record
Prior Sale	Jan 7, 2019 · Amount on Record
Deed Document Number	202260243
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 28, 2022
Property Address	230 S STATE ST, ELGIN, IL 60123-6404
Document Number	0000060243
Instrument Date	Dec 13, 2022
Instrument	2022K060243
Transaction Type	Transfer
Record Updated	Jan 5, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 681475, SCHAUMBURG, IL 60168-1475
Investor	Possibly a Property Investor

Mortgage

Document Number	0000060244
Date	Dec 28, 2022
Instrument	2022K060244

Lender

Name	VILLAGE BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 15, 2027

Interest

Rate	5.8%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	230 S STATE ST, ELGIN, IL 60123-6404
Document Number	0000014106
Instrument Date	Dec 24, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 BAYVIEW IRVINE CA 926147989, IRVINE, CA 92614-7989

Mortgage

Document Number	0000014106
Date	Apr 11, 2019
Instrument	14106

Lender

Name	US BK
Type	Bank
Address	555 SW OAK ST, PORTLAND, OR 97204-1752

Agreement

Amount	Amount Recorded

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 7, 2019
Property Address	230 S STATE ST, ELGIN, IL 60123-6404
Document Number	0000000651
Instrument Date	Dec 17, 2018
Instrument	2019K000651
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	933 N PLUM GROVE RD, 933, SCHAUMBURG, IL 60173-4767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BAYVIEW, IRVINE, CA 92614-7989

Mortgage

Document Number	0000000652
Date	Jan 7, 2019
Instrument	2019K000652

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$84,452.00 (+3.5%)
2024	$81,597.00 (+77.69%)	$1,019,605 (+92.53%) Land $85,943 Building $933,662	$3,060,039 (+92.6%) Land $257,932 Building $2,802,107
2022	$45,921.00 (+3.95%)	$529,593 (+6.96%) Land $70,797 Building $458,796	$1,588,779 (+6.96%) Land $212,391 Building $1,376,388
2021	$44,174.00	$495,132 Land $66,190 Building $428,942	$1,485,396 Land $198,570 Building $1,286,826

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

Nearby Properties on S State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures