180 S State St, Elgin, IL 60123 Property Records

Kane County property record for 180 S State St, Elgin, IL 60123

Property Summary

Property Type	Commercial
Details	28,527 sqft · built 1965
Lot Size	1.2 acres (52,403 sqft)
Owner	2 Company Names on Record
Last Sale	$4,040,000 (Jan 2016)
Tax Bill	$46,452 (2025)
Deeds & Mortgages	Jul 2021 Sale Sep 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-476-028`

Property Details

APN / Parcel Number

Primary APN	`06-14-476-028`

Interior

Building Area	28,527 sqft Gross Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	52,403 sqft

Location & Zoning

Street Address	180 S STATE ST
City	ELGIN
State	IL
Zip	60123-6429
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W C KIMBALLS ADDN COUNTY CLERKS SUB 63 LOT 8 & B W RAYMONDS 2ND ADDN PART COUNTY CLERKS SUB A DESC IN BOOK 2299/541 & BOOK 2499/109 LOT 1
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	1
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5611 DEMPSTER ST, MORTON GROVE, IL 60053-3109
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Lease, Transfer TITLE SERVICES, INC., TITLE SERVICES INC
Sep 25, 2018	Deed of Trust, Mortgage FIRST AMERICAN CAPITAL GROUP CORP
Nov 30, 2020	Loan Modification, Mortgage FIRST AMERICAN CAP GROUP CORP
May 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN CAP GROUP CORP
May 28, 2020	Deed of Trust, Mortgage FIRST AMERICAN CAP GROUP CORP
Oct 31, 2019	Loan Modification, Mortgage FIRST AMERICAN CAP GROUP CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2016 · Amount on Record
Deed Sale	Jan 12, 2016 · Amount on Record
Prior Sale	Jan 12, 2016 · Amount on Record
Deed Document Number	20161715
Prior Transfer Date	Nov 7, 2007
Prior Transfer Doc	0000001972
Record Updated	Oct 29, 2026

July 2021: Lease, Transfer

Document Type	Lease
Jurisdiction	KANE IL
Recording Date	Jul 1, 2021
Property Address	180 S STATE ST, ELGIN, IL 60123-6429
Document Number	0000050769
Instrument Date	Jun 9, 2021
Instrument	2021K050769
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	TITLE SERVICES, INC., TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	180 S STATE ST, ELGIN, IL 60123-6429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046914
Date	Sep 25, 2018
Instrument	2018K046914

Lender

Name	FIRST AMERICAN CAPITAL GROUP CORP
Type	Non-Lending Institution
Address	GREAT NECK, NY 11021

Agreement

Amount	Amount Recorded

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	180 S STATE ST, ELGIN, IL 60123-6429
Document Number	0000073807
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5611 DEMPSTER ST MORTON GROVE IL 600533109, MORTON GROVE, IL 60053-3109

Mortgage

Document Number	0000073807
Date	Nov 30, 2020
Instrument	73807

Lender

Name	FIRST AMERICAN CAP GROUP CORP
Address	GREAT NECK PLAZA, NY 11021

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	180 S STATE ST, ELGIN, IL 60123-6429
Document Number	0000034071
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	TITLE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5611 DEMPSTER ST MORTON GROVE IL 600533109, MORTON GROVE, IL 60053-3109

Mortgage

Document Number	0000034071
Date	Jun 26, 2020
Instrument	34071

Lender

Name	FIRST AMERICAN CAP GROUP CORP
Address	15 CANTERBURY RD, GREAT NECK, NY 11021-2610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	180 S STATE ST, ELGIN, IL 60123-6429
Document Number	0000027474
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 S STATE ST ELGIN IL 601236429, ELGIN, IL 60123-6429

Mortgage

Document Number	0000027474
Date	May 28, 2020
Instrument	27474

Lender

Name	FIRST AMERICAN CAP GROUP CORP
Address	15 CANTERBURY RD # A5, GREAT NECK, NY 11021-2651

Agreement

Amount	Amount Recorded

Interest

Rate	3.65%

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	180 S STATE ST, ELGIN, IL 60123-6429
Document Number	0000052478
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	TITLE SERVICES, INC.

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5611 DEMPSTER ST MORTON GROVE IL 600533109, MORTON GROVE, IL 60053-3109

Mortgage

Document Number	0000052478
Date	Oct 31, 2019
Instrument	52478

Lender

Name	FIRST AMERICAN CAP GROUP CORP
Address	15 CANTERBURY RD # A5, GREAT NECK, NY 11021-2651

Agreement

Amount	Amount Recorded

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46,452.00 (+3.5%)	$608,887 (+8.57%) Land $154,853 Building $454,034	$1,827,392 (+8.57%) Land $464,745 Building $1,362,647
2024	$44,881.00 (+12.04%)	$560,825 (+21.39%) Land $142,630 Building $418,195	$1,683,148 (+21.44%) Land $428,061 Building $1,255,087
2022	$40,059.00 (+3.95%)	$461,987 (+6.96%) Land $117,493 Building $344,494	$1,385,961 (+6.96%) Land $352,479 Building $1,033,482
2021	$38,535.00	$431,925 Land $109,848 Building $322,077	$1,295,775 Land $329,544 Building $966,231

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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