Kane County property record for 241 S State St, Elgin, IL 60123
| Property Type | Commercial |
|---|---|
| Details | 2,331 sqft · built 1922 |
| Lot Size | 0.16 acres (6,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Jul 2020) |
| Tax Bill | $6,288 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-357-001 |
| Primary APN | 06-13-357-001 |
|---|
| Units | 3 Units |
|---|---|
| Building Area | 2,331 sqft Gross Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Construction Type | Frame |
| Lot Area | 6,960 sqft (0.16 acres) |
| Street Address | 241 S STATE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-0705 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | MOTES SUB LOT 1 |
| Legal Subdivision | MOTES SUB |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 851500 |
241 S State St, a commercial property, is owned by an individual who bought it in July 2020.
Source: Kane County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 925 SEMINOLE DR, ELGIN, IL 60120-2527 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on File |
| Deed Sale | Jul 8, 2020 · Amount on File |
| Prior Sale | Apr 18, 2014 · Amount on File |
| Deed Document Number | 202036515 |
| Prior Transfer Date | Jun 18, 2014 |
| Prior Transfer Doc | 0000030890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 8, 2020 |
| Property Address | 241 S STATE ST, ELGIN, IL 60123-0705 |
| Document Number | 0000036515 |
| Instrument Date | Jun 9, 2020 |
| Instrument | 2020K036515 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 S STATE ST, ELGIN, IL 60123-0705 |
| Document Number | 0000036516 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 2020K036516 |
| Name | AMERICAN BANK & TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 241 S State St was $6,288.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,288.00 | $82,430 (+8.57%) Land $22,477 Building $59,953 | $247,389 (+8.57%) Land $67,458 Building $179,931 |
| 2024 | $75,924 Land $20,703 Building $55,221 | $227,863 Land $62,134 Building $165,729 | |
| 2022 | $5,504.00 (+5.52%) | $62,544 (+6.96%) Land $17,055 Building $45,489 | $187,632 (+6.96%) Land $51,165 Building $136,467 |
| 2021 | $5,216.00 | $58,474 Land $15,945 Building $42,529 | $175,422 Land $47,835 Building $127,587 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 241 S State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 241 S State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, Verizon.
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