229 Redding Rd, Georgetown, KY 40324 Property Records

Scott County property record for 229 Redding Rd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,170 sqft · built 1997
Lot Size	0.329 acres (14,336 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Dec 2006)
Tax Bill	$2,514 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`140-40-264.000`

Property Details

APN / Parcel Number

Primary APN	`140-40-264.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,170 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Combination
Lot Area	14,336 sqft (0.329 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	229 REDDING RD
City	GEORGETOWN
State	KY
Zip	40324-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER HEIGHTS
Legal Subdivision	LANCASTER HEIGHTS
Legal Lot Number	35
Legal Unit	4
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2001
Census Tract	40203

Owner

Source: Scott County records · APN 140-40-264.000

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	229 REDDING RD, GEORGETOWN, KY 40324-2623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2006 · Amount on Record
Deed Sale	Dec 27, 2006 · Amount on Record
Deed Document Number	2006151311
Deed Book / Page	306 / 720
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Recording Date	May 13, 2026
Property Address	229 REDDING RD, GEORGETOWN, KY 40324-2623
Document Number	0000585742
Book / Page	1897 / 81
Instrument Date	Apr 30, 2026
Instrument	2026585742
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 REDDING RD, GEORGETOWN, KY 40324-2623

Mortgage

Document Number	0000585742,
Date	May 13, 2026
Book Page	1897/81
Instrument	2026585742

Lender

Name	UNIVERSITY/KY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,514.00 (+9.11%)	$282,300 (+11.05%)	$282,300 (+11.05%)
2023	$2,304.00 (+19.63%)	$254,200 (+14.45%) Land $40,000 Building $214,200	$254,200 (+14.45%) Land $40,000 Building $214,200
2022	$1,926.00	$222,100 Land $35,000 Building $187,100	$222,100 Land $35,000 Building $187,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 535 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.