225 Redding Rd, Georgetown, KY 40324 Property Records

Scott County property record for 225 Redding Rd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,112 sqft · built 1996
Owner	Individual Name on File
Last Sale	$150,000 (Apr 2004)
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-40-260.000`

Property Details

APN / Parcel Number

Primary APN	`140-40-260.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,112 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	225 REDDING RD
City	GEORGETOWN
State	KY
Zip	40324-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER HEIGHTS
Legal Subdivision	LANCASTER HEIGHTS
Legal Lot Number	33
Legal Unit	4
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2001
Census Tract	40203

Owner

Source: Scott County records · APN 140-40-260.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	225 REDDING RD, GEORGETOWN, KY 40324-2623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2004 · Amount on Record
Deed Sale	Apr 15, 2004 · Amount on Record
Deed Document Number	0000281248
Record Updated	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	225 REDDING RD, GEORGETOWN, KY 40324-2623
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1474/290
Date	Nov 19, 2019
Book Page	M1474/290
Instrument	408491

Lender

Name	UNIFY FINANCIAL FCU
Type	Credit Union
Address	TORRANCE, CA 90501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00 (+13.26%)	$286,800 (+15.27%)	$286,800 (+15.27%)
2023	$2,255.00 (+19.57%)	$248,800 (+14.44%) Land $40,000 Building $208,800	$248,800 (+14.44%) Land $40,000 Building $208,800
2022	$1,886.00	$217,400 Land $35,000 Building $182,400	$217,400 Land $35,000 Building $182,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 509 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.