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230 Osage Ave, Troy, MO 63379 Property Records

Lincoln County property record for 230 Osage Ave, Troy, MO 63379

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,933 sqft · built 2024
Lot Size0.314 acres (13,678 sqft)
Owner2 Individual Names on File
Tax Bill$3,809 (2025)
Deeds & MortgagesMar 2026 Mortgage
Sep 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-50-16-000-000-007.025

Property Details

APN / Parcel Number

Primary APN15-50-16-000-000-007.025

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,933 sqft Living Area
Basement Area1,933 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleRanch
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,678 sqft (0.314 acres)
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address230 OSAGE AVE
CityTROY
StateMO
Zip63379-3184
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 WATERBROOKE ESTATES PLAT 2
Legal Range01W
Legal Township49N
Legal Section16
Legal SubdivisionWATERBROOKE ESTATES
Legal Lot Number25
JurisdictionLINCOLN MO
Township / Civil DivisionBEDFORD
Census Block Group3
Census Block3033
Census Tract810205

Owner

230 Osage Ave is owned and occupied by two individuals.

Source: Lincoln County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address230 OSAGE AVE, TROY, MO 63379-3184
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 13, 2024Deed of Trust, Mortgage · FHA Mortgage
FLAT BRANCH HOME LOANS INC
Sep 13, 2024Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address230 OSAGE AVE, TROY, MO 63379-3184
Transaction TypeMortgage
Record UpdatedJun 24, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 OSAGE AVE, TROY, MO 63379-3184

Mortgage

Document Number002519/648
DateMar 24, 2026
Book Page2519/648
Instrument2026002563
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressFISHERS, IN 46037
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term343 Months
DueOct 1, 2054

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address230 OSAGE AVE, TROY, MO 63379-3184
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyTRI-COUNTY TITLE SERVICES LLC, TRI COUNTY LAND TTL SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 OSAGE AVE, TROY, MO 63379-3184

Mortgage

Document Number002503/644
DateSep 13, 2024
Book Page2503/644
Instrument2024007042
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2054

September 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateSep 13, 2024
Property Address230 OSAGE AVE, TROY, MO 63379-3184
Document Number002503/643
Book / Page2503 / 643
Map ReferenceMB 14 PG 35
Instrument DateSep 13, 2024
Instrument2024007041
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 9, 2026
Title CompanyTRI-COUNTY TITLE SERVICES LLC, TRI COUNTY LAND TTL SVCS LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 OSAGE AVE, TROY, MO 63379-3184

Mortgage

Document Number002503/644
DateSep 13, 2024
Book Page2503/644
Instrument2024007042
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 230 Osage Ave was $3,809.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$62,318 (-) Land $6,080 Building $56,238
2025$3,809.00$62,318 Land $6,080 Building $56,238$327,990 Land $32,000 Building $295,990
2023$4,750 Land $4,750$25,000 Land $25,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 Osage Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimJun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Osage Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30

May also be available: Systec Wireless Communications.

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