221 Osage Ave, Troy, MO 63379 Property Records

Lincoln County property record for 221 Osage Ave, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 2006
Lot Size	0.379 acres (16,509 sqft)
Owner	2 Individual Names on Record
Last Sale	$416,700 (Jun 2021)
Tax Bill	$2,767 (2025)
Deeds & Mortgages	Dec 2006 Mortgage Sep 2007 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`15-50-16-000-000-007.082`

Property Details

APN / Parcel Number

Primary APN	`15-50-16-000-000-007.082`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
Basement Area	1,782 sqft
Unfinished Basement	1,782 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,509 sqft (0.379 acres)
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	221 OSAGE AVE
City	TROY
State	MO
Zip	63379-3178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 WATERBROOKE ESTATES PLAT 2
Legal Range	01W
Legal Township	49N
Legal Section	16
Legal Subdivision	WATERBROOKE ESTATES
Legal Lot Number	82
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3034
Census Tract	810205

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 OSAGE AVE, TROY, MO 63379-3178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2006	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 13, 2007	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA ND
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Sep 7, 2006	Deed of Trust, Mortgage · Conventional Mortgage BANK OF POUISIANA
Jun 24, 2013	Deed of Trust, Mortgage · FHA Mortgage PULASKI BANK
Apr 23, 2026	Deed, Transfer
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Oct 16, 2020	Warranty Deed, Transfer MEYER TITLE COMPANY
Dec 20, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	20218794
Deed Book / Page	2466 / 248
Prior Transfer Date	Dec 14, 2017
Prior Transfer Doc	2418/0348
Record Updated	Oct 29, 2026

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	221 OSAGE AVE, TROY, MO 63379-3178
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01912/0286
Date	Dec 29, 2006
Book Page	1912/0286
Instrument	20060016279

Lender

Name	US BANK NA
Type	Bank
Address	OLATON, KY 42361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2037

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	221 OSAGE AVE, TROY, MO 63379-3178
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01972/0904
Date	Sep 13, 2007
Book Page	1972/0904
Instrument	20070010935

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 23, 2022

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	221 OSAGE AVE, TROY, MO 63379-3178
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002454/108
Date	Oct 21, 2020
Book Page	2454/108
Instrument	2020012181

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	221 OSAGE AVE, TROY, MO 63379-3178
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01885/0422
Date	Sep 7, 2006
Book Page	1885/0422
Instrument	20060011528

Lender

Name	BANK OF POUISIANA
Address	LOUISIANA, MO 63353

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	221 OSAGE AVE, TROY, MO 63379-3178
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02316/0485
Date	Jun 24, 2013
Book Page	2316/0485
Instrument	20130005849

Lender

Name	PULASKI BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2043

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 23, 2026
Property Address	221 OSAGE AVE, TROY, MO 63379-3178
Document Number	002520/854
Book / Page	2520 / 854
Instrument Date	Apr 23, 2026
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 OSAGE AVE, TROY, MO 63379-3178

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 29, 2021
Property Address	221 OSAGE AVE, TROY, MO 63379-3178
Document Number	2466/248
Book / Page	2466 / 248
Instrument Date	Jun 17, 2021
Instrument	2021008794
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 HANNAHS MILL DR, 106, LAKE SAINT LOUIS, MO 63367-2073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 OSAGE AVE, TROY, MO 63379-3178

Mortgage

Document Number	2021008795
Date	Jun 29, 2021
Instrument	2021008795

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	221 OSAGE AVE, TROY, MO 63379-3178
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2454/108
Date	Oct 21, 2020
Book Page	2454/108
Instrument	2020012181

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 16, 2020
Property Address	221 OSAGE AVE, TROY, MO 63379-3178
Document Number	002453/901
Book / Page	2453 / 901
Map Reference	MB 14 PG 215
Instrument Date	Oct 13, 2020
Instrument	2020011974
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	221 OSAGE AVE, TROY, MO 63379-3178

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Dec 20, 2017
Property Address	221 OSAGE AVE, TROY, MO 63379-3178
Document Number	2418/0348
Book / Page	2418 / 0348
Map Reference	MB14 PG35
Instrument Date	Dec 14, 2017
Instrument	2017011840
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	221 OSAGE AVE, TROY, MO 63379-3178

Mortgage

Document Number	2017011841
Date	Dec 20, 2017
Instrument	2017011841

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,624 (+16.23%) Land $6,080 Building $46,544
2025	$2,767.00 (+7.16%)	$45,277 (+8.66%) Land $6,080 Building $39,197	$276,970 (+26.3%) Land $32,000 Building $244,970
2023	$2,582.00 (+5.78%)	$41,667 Land $5,130 Building $36,537	$219,300 Land $27,000 Building $192,300
2022	$2,441.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Systec Wireless Communications.

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