220 Osage Ave, Troy, MO 63379 Property Records

Lincoln County property record for 220 Osage Ave, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,487 sqft · built 2022
Lot Size	0.267 acres (11,631 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-50-16-000-000-007.026`

Property Details

APN / Parcel Number

Primary APN	`15-50-16-000-000-007.026`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,487 sqft Living Area
Basement Area	1,487 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,631 sqft (0.267 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	220 OSAGE AVE
City	TROY
State	MO
Zip	63379-3184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 WATERBROOKE ESTATES PLAT 2
Legal Range	01W
Legal Township	49N
Legal Section	16
Legal Subdivision	WATERBROOKE ESTATES
Legal Lot Number	26
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3033
Census Tract	810205

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 OSAGE AVE, TROY, MO 63379-3184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Oct 21, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage BROKER SOLUTIONS INC
May 19, 2022	Warranty Deed, Construction Loan · Construction Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	220 OSAGE AVE, TROY, MO 63379-3184
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	SUMMIT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 OSAGE AVE, TROY, MO 63379-3184

Mortgage

Document Number	002512/958
Date	Aug 15, 2025
Book Page	2512/958
Instrument	2025006488

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 21, 2022
Property Address	220 OSAGE AVE, TROY, MO 63379-3184
Document Number	002484/904
Book / Page	2484 / 904
Map Reference	MB 14 PG 35
Instrument Date	Oct 21, 2022
Instrument	2022010681
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 OSAGE AVE, TROY, MO 63379-3184

Mortgage

Document Number	2022010682
Date	Oct 21, 2022
Instrument	2022010682

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 19, 2022
Property Address	220 OSAGE AVE, TROY, MO 63379-3184
Document Number	002479/675
Book / Page	2479 / 675
Map Reference	MB 14 PG 35
Instrument Date	May 18, 2022
Instrument	2022005415
Transaction Type	Construction Loan
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 N LINCOLN DR, TROY, MO 63379-1354

Mortgage

Document Number	2022005416
Date	May 19, 2022
Instrument	2022005416

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,499 (-) Land $6,080 Building $36,419
2025	$2,597.00 (+6.26%)	$42,499 (+7.74%) Land $6,080 Building $36,419	$223,680 (+7.74%) Land $32,000 Building $191,680
2023	$2,444.00 (+728.47%)	$39,446 Land $5,130 Building $34,316	$207,610 Land $27,000 Building $180,610
2022	$295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Systec Wireless Communications.

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