Calvert County property record for 230 Harbor Dr, Lusby, MD 20657 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,004 sqft · built 1991 |
| Lot Size | 0.253 acres (11,064 sqft) |
| Owner | Individual Name on File |
| Last Sale | $412,500 (Jul 1997) |
| Tax Bill | $5,683 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-211331 |
| Primary APN | 01-211331 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,004 sqft Total Area |
| 1st Floor Area | 1,532 sqft |
| Basement Area | 844 sqft |
| Finished Basement | 844 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,064 sqft (0.253 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Deck Area | 700 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 211331 |
|---|---|
| Old Parcel Number | 1211331 |
| Street Address | 230 HARBOR DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 16 BLK C SEC 4 DRUM POINT |
| Legal Subdivision | DRUM POINT BEACH SEC #4 |
| Legal Block | C |
| Legal Lot Number | 16 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 861003 |
Source: Calvert County records · APN 01-211331
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 230 HARBOR DR, LUSBY, MD 20657-2714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 1997 · Amount on Record |
| Deed Sale | Jul 24, 1997 · Amount on Record |
| Deed Document Number | 980239 |
| Deed Book / Page | ABE00967 / 00392 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 230 HARBOR DR, LUSBY, MD 20657-2714 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0058590220 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 5859/220 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 173 Months |
| Due | Jul 01, 2035 |
Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,683.00 Homeowner's exemption | $547,000 Land $306,100 Building $240,900 | $547,000 Land $306,100 Building $240,900 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098610032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985, river or lake flooding |
| Wildfire Risk | Low above 34% of the US · above 72% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: Verizon, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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