Calvert County property record for 214 Harbor Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,652 sqft · built 1979 |
| Lot Size | 0.249 acres (10,846 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,666 (Mar 2011) |
| Tax Bill | $7,289 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-066013 |
| Primary APN | 01-066013 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,652 sqft Total Area |
| Basement Area | 1,147 sqft |
| Finished Basement | 1,147 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,846 sqft (0.249 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 250 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 066013 |
|---|---|
| Street Address | 214 HARBOR DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 20 BLK C SEC 4 DRUM POINT |
| Legal Subdivision | DRUM POINT |
| Legal Block | C |
| Legal Lot Number | 20 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 861003 |
214 Harbor Dr is owned by two individuals who bought it in March 2011.
Source: Calvert County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12337 PLEASANT WALK RD, MYERSVILLE, MD 21773-9425 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2011 · Amount on File |
| Deed Sale | Mar 11, 2011 · Amount on File |
| Prior Sale | Mar 11, 2011 · Amount on File |
| Deed Document Number | 20113684/0233 |
| Deed Book / Page | 3684 / 233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 214 HARBOR DR, LUSBY, MD 20657-2714 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12337 PLEASANT WALK RD, MYERSVILLE, MD 21773-9425 |
| Document Number | 0064860011 |
|---|---|
| Date | Sep 26, 2023 |
| Book Page | 6486/11 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 214 Harbor Dr was $7,289.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $674,100 Land $305,900 Building $368,200 | $674,100 Land $305,900 Building $368,200 | |
| 2025 | $7,289.00 | ||
| 2023 | $5,902.00 | $568,100 Land $305,900 Building $262,200 | $568,100 Land $305,900 Building $262,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 214 Harbor Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 214 Harbor Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: IQ Fiber, Verizon.
5G (outdoors only) and 4G LTE
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