Calvert County property record for 246 Harbor Dr, Lusby, MD 20657 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,272 sqft · built 1962 |
| Lot Size | 0.328 acres (14,277 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Nov 1984) |
| Tax Bill | $3,600 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-065807 |
| Primary APN | 01-065807 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,272 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,277 sqft (0.328 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 64 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 065807 |
|---|---|
| Street Address | 246 HARBOR DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 12 BLK C SEC 4 & ADJ PARCEL DRUM POINT |
| Legal Block | C |
| Legal Lot Number | 12 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 861003 |
Source: Calvert County records · APN 01-065807
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 69, LUSBY, MD 20657-0069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 1984 · Amount on Record |
| Deed Sale | Nov 07, 1984 · Amount on Record |
| Deed Book / Page | 328 / 62 |
| Record Updated | Sep 20, 2026 |
Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,300 (+13.76%) Land $183,300 Building $126,000 | $309,300 (+13.76%) Land $183,300 Building $126,000 | |
| 2025 | $3,600.00 (+27.43%) | ||
| 2023 | $2,825.00 Homeowner's exemption | $271,900 Land $183,300 Building $88,600 | $271,900 Land $183,300 Building $88,600 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098610032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force 4 of 12 on primary residences |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985, river or lake flooding |
| Wildfire Risk | Low above 34% of the US · above 72% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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