Kane County property record for 230 E State St, South Elgin, IL 60177
| Property Type | Commercial |
|---|---|
| Details | 4,914 sqft · built 1966 |
| Lot Size | 0.241 acres (10,484 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $9,132 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-35-257-004 |
| Primary APN | 06-35-257-004 |
|---|
| Building Area | 4,914 sqft Gross Area |
|---|
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 10,484 sqft (0.241 acres) |
| Street Address | 230 E STATE ST |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-2051 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | TRUMAN GILBERTS PLAT OF EAST CLINTON PART BLOCK 15 LYING WEST OF ROW OF C & NW RAILROAD AS DESC IN BOOK 2162/527 |
| Legal Subdivision | TRUMAN GILBERTS PLAT |
| Legal Block | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 851801 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 230 E STATE ST, SOUTH ELGIN, IL 60177-2051 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 1, 2018 | Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE COMMUNITY BANK |
| Feb 27, 2018 | Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 230 E STATE ST, SOUTH ELGIN, IL 60177-2051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN LAND TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000009538 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 2018K009538 |
| Name | PRAIRIE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MARENGO, IL 60152 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Feb 1, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 230 E STATE ST, SOUTH ELGIN, IL 60177-2051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009045 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 2018K009045 |
| Name | PRAIRIE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MARENGO, IL 60152 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2033 |
| Rate | 5.35% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | South Elgin Village |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,132.00 (+13.3%) | $123,453 (+8.57%) Land $17,761 Building $105,692 | $370,507 (+8.57%) Land $53,304 Building $317,203 |
| 2024 | $113,708 (+21.39%) Land $16,359 Building $97,349 | $341,261 (+21.44%) Land $49,097 Building $292,164 | |
| 2022 | $8,060.00 (+5.69%) | $93,668 (+6.96%) Land $13,476 Building $80,192 | $281,004 (+6.96%) Land $40,428 Building $240,576 |
| 2021 | $7,626.00 | $87,573 Land $12,599 Building $74,974 | $262,719 Land $37,797 Building $224,922 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Jul 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ELGIN serves 23,648 people · EPA ID IL0890800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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