195 E State St, South Elgin, IL 60177 Property Records

Kane County property record for 195 E State St, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	built 1910
Owner	Individual Name on Record
Last Sale	$330,000 (Jul 2025)
Tax Bill	$6,687 (2025)
Deeds & Mortgages	Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-35-261-011`

Property Details

APN / Parcel Number

Primary APN	`06-35-261-011`

Exterior

Year Built	Built 1910

Location & Zoning

Street Address	195 E STATE ST
City	SOUTH ELGIN
State	IL
Zip	60177-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRUMAN GILBERTS PLAT OF EAST CLINTON NORTH 1/2 LOT 14 TAHT PART AS DESCRIBED IN 2020DIV024
Legal Subdivision	TRUMAN GILBERTS PLAT
Legal Block	2
Legal Lot Number	14
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2070
Census Tract	851801

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 E STATE ST, SOUTH ELGIN, IL 60177-2060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Aug 29, 2002 · Amount on Record
Deed Document Number	202526625
Prior Transfer Date	Oct 6, 2022
Prior Transfer Doc	0000049368
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 6, 2022
Property Address	195 E STATE ST, SOUTH ELGIN, IL 60177-2060
Document Number	0000049368
Instrument Date	Oct 6, 2022
Instrument	2022K049368
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1584 RIVER RD, SOUTH ELGIN, IL 60177-1334

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,687.00 (+13.3%)	$90,406 (+8.57%) Land $16,160 Building $74,246	$271,327 (+8.57%) Land $48,499 Building $222,827
2024		$83,269 (+21.39%) Land $14,884 Building $68,385	$249,907 (+21.44%) Land $44,670 Building $205,237
2022	$5,902.00 (+5.68%)	$68,595 (+6.96%) Land $12,261 Building $56,334	$205,785 (+6.96%) Land $36,783 Building $169,002
2021	$5,585.00	$64,131 Land $11,463 Building $52,668	$192,393 Land $34,389 Building $158,004

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20