Kane County property record for 116 E State St, South Elgin, IL 60177
| Property Type | Commercial |
|---|---|
| Details | 4,460 sqft · built 1953 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $330,000 (Apr 2025) |
| Tax Bill | $9,097 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-35-185-006 |
| Primary APN | 06-35-185-006 |
|---|
| Building Area | 4,460 sqft Gross Area |
|---|
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 11,500 sqft (0.264 acres) |
| Street Address | 116 E STATE ST |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-2049 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | TRUMAN GILBERTS PLAT OF EAST CLINTON SOUTH 100 FT BLOCK 16 |
| Legal Subdivision | TRUMAN GILBERTS PLAT |
| Legal Block | 16 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 851801 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 151 N SPRING ST, ELGIN, IL 60120-5541 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 28, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE COMMUNITY BANK |
| May 10, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE COMMUNITY BANK |
| Nov 28, 2018 | Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2025 · Amount on Record |
| Deed Sale | Apr 15, 2025 · Amount on Record |
| Prior Sale | Jan 30, 2006 · Amount on Record |
| Deed Document Number | 202513182 |
| Prior Transfer Date | May 1, 2000 |
| Prior Transfer Doc | 0000040430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 116 E STATE ST, SOUTH ELGIN, IL 60177-2049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000021360 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 2017K021360 |
| Name | PRAIRIE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MARENGO, IL 60152 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 20, 2022 |
| Rate | 5.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 116 E STATE ST, SOUTH ELGIN, IL 60177-2049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023837 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 2017K023837 |
| Name | PRAIRIE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MARENGO, IL 60152 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 116 E STATE ST, SOUTH ELGIN, IL 60177-2049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0000057342 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 2018K057342 |
| Name | PRAIRIE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MARENGO, IL 60152 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | South Elgin Village |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,097.00 (+1.77%) | $122,989 (+8.57%) Land $27,063 Building $95,926 | $369,115 (+8.57%) Land $81,221 Building $287,893 |
| 2024 | $8,939.00 (+9.68%) | $113,281 (+21.39%) Land $24,927 Building $88,354 | $339,979 (+21.44%) Land $74,811 Building $265,168 |
| 2022 | $8,150.00 (+7.27%) | $93,317 (+6.96%) Land $20,534 Building $72,783 | $279,951 (+6.96%) Land $61,602 Building $218,349 |
| 2021 | $7,598.00 | $87,245 Land $19,198 Building $68,047 | $261,735 Land $57,594 Building $204,141 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Jul 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ELGIN serves 23,648 people · EPA ID IL0890800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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