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165 Brackney Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 165 Brackney Rd, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,336 sqft · built 1932
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Jan 2022)
Tax Bill$2,729 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Mar 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APN072-213-10

Property Details

APN / Parcel Number

Primary APN072-213-10
Alternative APN
  • 072-213-10-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,336 sqft Living Area

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address165 BRACKNEY RD
CityBEN LOMOND
StateCA
Zip95005-9719
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2027
Census Tract120302

Owner

Source: Santa Cruz County records · APN 072-213-10

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address165 BRACKNEY RD, BEN LOMOND, CA 95005-9719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2022Grant Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC
Mar 28, 2018Deed of Trust, Mortgage · Line of Credit
PRIVATE CAP FUND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 20, 2022 · Amount on Record
Deed SaleJan 20, 2022 · Amount on Record
Deed Document Number20221937
Prior Transfer DateJul 27, 2011
Prior Transfer Doc0000031102
Record UpdatedSep 20, 2026

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 20, 2022
Property Address161 BRACKNEY RD, BEN LOMOND, CA 95005-9719
Document Number0000001937
Instrument DateJan 14, 2022
Instrument2022-0001937
Transaction TypeTransfer
Record UpdatedSep 05, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$484.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address165 BRACKNEY RD, BEN LOMOND, CA 95005-9719

Mortgage

Document Number0000001938
DateJan 20, 2022
Instrument2022-0001938
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address165 BRACKNEY RD, BEN LOMOND, CA 95005-9719
Document Number0000009861
Instrument DateMar 28, 2018
Transaction TypeMortgage
Record UpdatedApr 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address165 BRACKNEY RD BEN LOMOND CA 950059719, BEN LOMOND, CA 95005-9719

Mortgage

Document Number0000009861
DateApr 04, 2018
Instrument9861
Lender
NamePRIVATE CAP FUND
TypeFunding / Finance Company
AddressCAMPBELL, CA 95008
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$199,914 (+2%) Land $84,534 Building $115,380
2025$2,729.00 (+7.48%) Homeowner's exemption$195,994 (+4.04%) Land $82,876 Building $113,118
2023$2,539.00 (+2.63%) Homeowner's exemption$188,384 Land $79,658 Building $108,726$756,540
2022$2,474.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871203022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 14 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Wildfire

Wildfire RiskLow
above 36% of the US · above 21% of California
Wildfire LikelihoodAbout 1 in 2,273 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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