Clay County property record for 230 Bent Grass Cir, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,186 sqft · built 2017 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Jul 2026) |
| Tax Bill | $1,351 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2024 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 556013133014 |
| Primary APN | 556013133014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,186 sqft Heated Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 13,460 sqft (0.309 acres) |
| Account Number | 620146000 |
|---|---|
| Street Address | 230 BENT GRASS CIR |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-4941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BENTGRASS |
| Legal Subdivision | SURVEY FOR BENT GRASS SUBDIVISION |
| Legal Lot Number | 16 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 950102 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 706 WELLS RD, BRASSTOWN, NC 28902-8569 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jul 1, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE 1 INCORPORATED |
| Mar 18, 2024 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Oct 31, 2024 | Deed of Trust, Mortgage · VA Mortgage NATIONS MORTGAGE LLC |
| Aug 20, 2025 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Aug 4, 2021 | Intrafamily Transfer, Transfer · VA Mortgage CLEARPATH LENDING |
| Jun 29, 2018 | Warranty Deed, Transfer · VA Mortgage TOWNE MORTGAGE CO |
| Jun 30, 2017 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on Record |
| Deed Sale | Jul 1, 2026 · Amount on Record |
| Prior Sale | Aug 4, 2021 |
| Deed Document Number | 20261463 |
| Deed Book / Page | 491 / 406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jul 1, 2026 |
| Property Address | 230 BENT GRASS CIR, HAYESVILLE, NC 28904-4941 |
| Document Number | 0000001463 |
| Book / Page | 491 / 406 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20261463 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87,870.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 706 WELLS RD, BRASSTOWN, NC 28902-8569 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001464, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 20261464 |
| Name | MORTGAGE 1 INCORPORATED |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 230 BENT GRASS CIR, HAYESVILLE, NC 28904-4941 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 230 BENT GRASS CIR, HAYESVILLE, NC 28904-4941 |
| Document Number | 000A17/125 |
|---|---|
| Date | Mar 18, 2024 |
| Book Page | A17/125 |
| Instrument | 2024000556 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6561 IRVINE CENTER DR, IRVINE, CA 92618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 26, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 230 BENT GRASS CIR, HAYESVILLE, NC 28904-4941 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | UNKNOWN, LENDERS FIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 230 BENT GRASS CIR, HAYESVILLE, NC 28904-4941 |
| Document Number | 000A17/365 |
|---|---|
| Date | Oct 31, 2024 |
| Book Page | A17/365 |
| Instrument | 2024002280 |
| Name | NATIONS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 25925 TELEGRAPH RD, SOUTHFIELD, MI 48033 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 230 BENT GRASS CIR, HAYESVILLE, NC 28904-4941 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 230 BENT GRASS CIR, HAYESVILLE, NC 28904-4941 |
| Document Number | 000B17/164 |
|---|---|
| Date | Aug 20, 2025 |
| Book Page | B17/164 |
| Instrument | 2025001663 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3131 CAMINO DEL RIO N STE 1100, SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Aug 4, 2021 |
| Property Address | 230 BENT GRASS CIR, HAYESVILLE, NC 28904-4941 |
| Document Number | 000455/177 |
| Book / Page | 455 / 177 |
| Map Reference | CAB 5 SL 969 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021002607 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 BENT GRASS CIR, HAYESVILLE, NC 28904-4941 |
| Investor | Possibly a Property Investor |
| Document Number | 2021002608 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021002608 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jun 29, 2018 |
| Property Address | 230 BENT GRASS CIR, HAYESVILLE, NC 28904-4941 |
| Document Number | 00421/0158 |
| Book / Page | 421 / 0158 |
| Map Reference | CAB 5 SL 969 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018001472 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 BENT GRASS CIR, HAYESVILLE, NC 28904-4941 |
| Investor | Possibly a Property Investor |
| Document Number | 2018001474 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 2018001474 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jun 30, 2017 |
| Property Address | 230 BENT GRASS CIR, HAYESVILLE, NC 28904-4941 |
| Document Number | 000411/174 |
| Book / Page | 411 / 174 |
| Map Reference | CAB 5 SL 969 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2017001325 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $434.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,351.00 (+60.26%) | $403,600 (+98.62%) Land $43,000 Building $360,600 | $403,600 (+98.62%) Land $43,000 Building $360,600 |
| 2025 | $843.00 (+15.96%) | $203,200 (-) Land $25,000 Building $178,200 | $203,200 (-) Land $25,000 Building $178,200 |
| 2023 | $727.00 | $203,200 Land $25,000 Building $178,200 | $203,200 Land $25,000 Building $178,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 11 (2013–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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