164 Bent Grass Cir, Hayesville, NC 28904 Property Records

Clay County property record for 164 Bent Grass Cir, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,103 sqft · built 2008
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Sep 2019)
Tax Bill	$960 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`556013132583`

Property Details

APN / Parcel Number

Primary APN	`556013132583`
Alternative APN	`617772000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,103 sqft Heated Area

Exterior

Year Built	Built 2008
Lot Area	19,166 sqft (0.439 acres)

Location & Zoning

Account Number	617772000
Street Address	164 BENT GRASS CIR
City	HAYESVILLE
State	NC
Zip	28904-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BENTGRASS
Legal Lot Number	10
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	1
Census Block	1065
Census Tract	950102

Owner

Source: Clay County assessment roll, APN 556013132583, as of January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	164 BENT GRASS CIR, HAYESVILLE, NC 28904-4935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	0000433154
Deed Book / Page	433 / 154
Record Updated	Jun 08, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Sep 12, 2019
Property Address	164 BENT GRASS CIR, HAYESVILLE, NC 28904-4935
Document Number	00433/0154
Book / Page	433 / 0154
Map Reference	CAB 5 SL 969
Instrument Date	Sep 12, 2019
Instrument	2019002097
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1530 KIMBERLY DR, MORRISTOWN, TN 37814-1725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 BENT GRASS CIR, HAYESVILLE, NC 28904-4935

Mortgage

Document Number	2019002098
Date	Sep 12, 2019
Instrument	2019002098

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$960.00 (+14.15%)	$183,000 (-) Land $26,400 Building $156,600	$183,000 (-) Land $26,400 Building $156,600
2023	$841.00	$183,000 Land $26,400 Building $156,600	$183,000 Land $26,400 Building $156,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), as of May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439501021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (2013–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 66 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Uniti Group Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0122010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLAY CO WATER & SEWER DISTRICT serves 1,965 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.